Children Caring For Parents and Avoiding Medical Errors

Children caring for parents often assist in keeping track of their parent’s health records. This can be a daunting task as many seniors see multiple physicians who may prescribe several medications for a variety of conditions. Keeping good medication and medical records can help prevent dangerous medical and medication errors. Sometimes they do this by hiring a caregiver to come to their home, but others will often drop their parents off at a senior daycare on the way to their job and pick them up at days end.

There are many in home care services that are offered by independent companies who most often have to be licensed to provide senior assistance services in the home.

Those assisting seniors can help them keep an updated medication list (including over the counter medications) on a computer or in a notebook. An updated list makes it easier for everyone since the first question most doctors ask for is the patient’s list of medications and any changes since they were last seen. Even if they are not available for every appointment, the caregiver can ask about any changes and update and print this list for their parent. Expiration might also be followed to avoid trying to get a renewal for a much needed prescription.

Another good record those providing parent care will want to keep is a good medical history that includes conditions, past surgeries, hospitalizations, Dr.’s names numbers and emergency contact information. These types of lists are vital for emergency visits as well.

They can take these lists to every Dr.’s appointment along with a list of any other issues they or their family may want to address. These simple steps empower the medical professionals providing geriatric care, those caring for their parents and most importantly the seniors themselves.

Natural Health Medicine

Natural health medicine is a ever growing business which more people are turning to for effective health treatments. Natural medicines cover virtually any type of sickness and medical condition you might suffer with. We pump our systems with so many chemicals from prescription drugs sometimes it can overload us which can lead to more medical problems down the line. With the price of prescription medicines sky-rocketing over the last decade it is literally impossible to afford the medicines you need.

There are some alternatives to over priced medicines and can be just as effective. Some of the natural health medicines include Devil’s Claw which helps those who suffer from chronic back pain by reducing inflammation, Red Yeast Rice which helps reduce the level of your cholesterol, St. John’s Wort which comes in pill or oil form and can help those who suffer from anxiety, depression, Propolis Powder can be used to help maintain a cleaner mouth, Milk Thistle can be used to help quit smoking (keep in mind results may very), Adaptogenic herbs which include ginseng, licorice, maca, holy basil, and goldenroot, which helps treat fatigue and give to long term energy and not just a quick burst. Phototherapy is one of the more interesting natural health medicines because it deals with ultraviolet light to treat diseases.

Not to suggest a conspiracy but it would seems as if more tests and studies were conducted in these natural health medicines it would take away from the prescription drug business, just something to think about. There are natural health medicines out there to be used to help treat your problems so taking the time to do addition research to see which is right for you is highly suggested.

Strengthen Your Immune System With Natural Health Medicine

Your immune system protects you against an army of germs and viruses that are ready, and waiting to attack. However, to remain constantly effective your immune system requires your consideration. Therefore, if you incorporate a natural health lifestyle, supplemented with natural health medicine, into your daily routine, you will be helping your immune system to defend you, as and when the need arises.

Natural health medicine is one of many tools available to complement a natural health lifestyle. Because it can naturally combine with normal body processes, to strengthen your immune system, you can become naturally resistant to numerous afflictions, waiting to invade. There are many people who have derived benefit from the use of natural medicine, to the extent that it has reduced their requirement for traditional and unpredictable alternatives.

Natural health medicine does not act as a drug but strengthens the immune system, to provide you with a natural defense. This is preferable to having to rely on chemical preparations. These, it must be said, are sometimes necessary because people have neglected to take the best care, that a natural health lifestyle can provide.

There is no better investment that you can make than remaining healthy, which in turn will help you to enjoy your life to the full. That is your birthright, which can be more readily achieved through a healthy lifestyle, including natural health medicine containing naturally therapeutic ingredients.

Many people suffer distressing side effects from synthetic medicines and drugs. At times they have little alternative but to resort to such measures, but in other instances the old adage, that prevention is better than cure, rings true. An understanding of natural health medicine, and how it can assist in maintaining your immune system, is something, that all who contemplate good health, should consider.

How to Help Children Care for Their Braces

Proper care of braces during orthodontic treatment is an important part of helping them get and keep a healthy smile for their whole lives, as many of the habits they learn will carry with them even after their orthodontic treatment is over. However, young children may not understand the reasons for such a structured cleaning regime. To avoid your child’s frustration, support his or her cleaning efforts through gaining knowledge of the process and ideas to make it enjoyable.

Here are four ways to care for your child’s braces:

1. Brushing. Thorough brushing after every meal and snack will prevent plaque build-up that can cause cavities and gum disease. Children should be encouraged to brush their teeth and braces at all angles to ensure any food hiding behind brackets or wires may be properly dislodged.

Make it fun: Try purchasing a brightly-colored toothbrush or one with your child’s favorite movie character on it. Even better, let your son or daughter pick out his or her own toothbrush. This will empower your child and allow him or her to get excited about brushing. Other children may be spurred to brush more often by using an electric toothbrush at home. This tool may be a great gift if you are getting ready to go Christmas shopping.

2. Flossing. Effective flossing can be a challenge with braces but it is another healthy habit to encourage on a daily basis. As it is nearly impossible to floss normally with braces, using a “threader floss” with a stiff tip or a plastic floss threader will allow the dental floss to get behind the wire. Gently insert the threader between the teeth at the base of the gums, then thread the floss through the oval loop and gently pull it back between the gums. Once the floss is inserted, delicately slide the floss up and down the inside of each tooth.

Make it fun: A quick and easy tool to help with flossing is the inter-dental cleaning brush. The small bristle tip can be inserted between the braces and around the gums for added cleaning on top of brushing and flossing – or used conveniently and subtly when out in public when full brushing may not be possible.

3. Healthy Eating. It is important to eat a balanced diet to support oral care. Sugary foods, and even sweetened beverages such as juice and pop may cling to the teeth and cause cavities around the brackets. Hard and sticky foods, such as caramel, popcorn and gum, have the potential to crack, dislodge or adhere to the braces so they should be avoided.

Make it fun: Look for healthy treat recipes together with your child. Preparing nutritious snacks or baking together makes healthy eating a fun process and also provides an opportunity to talk with your child about the many benefits of eating well.

4. Wire-care. Regular brushing is the first step in keeping your orthodontic wire clean, but these wires have the potential to irritate the skin inside the mouth, causing sores and bleeding. To avoid this, moldable wax can be applied to the braces at the points of friction. This wax will protect the mouth while also remaining flexible for easy removal.

Make it fun: The orthodontist will offer a variety of colored elastics that will loop around the brackets and wires. This is a helpful method for children to personalize their orthodontic treatment and express their personality. Breaking out of the mono-tone metal color of the brackets and wires will encourage children to maintain their braces as they will be proud of how they look.

Cleaning the teeth and braces can become an enjoyable and routine part of your child’s oral care. Parents are a valuable source of knowledge and support for their children and will help set the tone in forming positive habits. Children should be encouraged to clean their own teeth and be praised for their efforts, no matter how small. Making the process fun and supportive will set your child up for success.

Popular Hotspots for Dental Care and Implants

If you or someone you know is missing one or more teeth or suffering from severe tooth decay then dental implants may be an excellent solution. All those people who are unhappy with the appearance of their teeth can bring back their teeth in tip-top shape through implant dentistry.

Yet, the major drawback of considering cosmetic dental care and surgery for most people from the US, the UK and Australia is their cost. The dental treatment cost in the First World countries can be extremely daunting for many patients in need of it.

Luckily, one can find very affordable dental care somewhere else in the world. People who are completely ready to undertake the dental implant procedure can save up to 80% on their treatment simply by opting to receive implants in any dental tourism destination.

Some popular countries for overseas dental implants include Poland, Hungary, Italy, Mexico, Costa Rica, India, Thailand to name a few.

Poland

Poland, one of the most advanced countries in Europe, is now one of the most preferred destinations for affordable dental care. The ultra modern private Polish hospitals and clinics equipped with state of the art technology and infrastructure play an important role in Polish dental tourism boom, by attracting thousands of dental tourists, mainly from the UK, every year.

Cosmetic dental procedures including implants are quite cheaper in this central European country, saving UK patients at least 81% on the cost of their treatment.

Hungary

Seeking dental implants or other dental services in Hungary is a good alternative for people living in countries where dental treatments do not come cheap. Situated in the center of Eastern Europe, the country takes pride in having the advanced private hospitals with modern x-ray machines, lasers, video cameras, dental tools and surgical techniques. These medical facilities offer competent dental services at reasonable prices to their local and foreign clients. By having the dental abnormalities fixed in Hungary, a patient can expect to at least 50% on the procedure even after including all other expenses.

Italy

Traveling to Italy for dental care may seem like a far out option for American and many Asian denizens but with the significant savings they make on the cost of their dental treatments overseas patients feel completely satisfied. Dental care cost in Italy can be as low as 70% of private dental prices in the US. Given the affordability of the dental procedures, standard of infrastructure and the skills of the surgeons in Italy it’s not a surprise that different patients from different countries are increasingly flocking to this country with their dental and other healthcare needs.

India

India is the destination of choice for anyone seeking first world quality treatment at third world prices. If you require expensive dental work such as bridges, crowns, implants or an orthodontic procedure, you can make considerable savings by going abroad to India. Medical tourists from all across the world, prompted by sky-scraping dentistry costs and dwindling insurance benefits at their native countries, make a beeline in this Southeast Asian country for various dental procedures. Top notch private dental clinic in India use latest generation techniques to perform oral surgery.

Mexico

This country shares its borders with the United States so it is the perfect option for those from the US. Opting for dental implants in Mexico can save American patients up to 66%. Not only US citizens even patients from far away countries can expect huge savings on their dental treatment. Private Mexican clinics are staffed with qualified and skilled general dentist, periodontists and oral surgeons with advanced training in implant surgery. Not only the dentistry is affordable, the quality of dental care in Mexico is also superior, a major factor that attracts many overseas patients.

Earn Your Child Care Credentials With An Online Degree

As the number of two-income household increase, more and more working parents are depending on day care centers to take care their children while they go out for work in day time. Parents know that children always come with surprises and they only trust child care providers that are trained to anticipate those surprises. Hence, if you want to success in this business, you need to earn your child care credentials and online education is one way to supplement your knowledge and experience with children to gain the trust of your potential customers.

What You Learn In Child Care Online Degree?

There are different kinds of children care online degree programs available. It’s range from early childhood education, children development to child study for grade 6 – 12 kids. Hence, you need to decide on one that best suit your child care business needs.

Basically, in children care related online degree programs, you will learn about education games, child growth and behaviors, child food nutrition, anticipation of children surprises and help children explore and learn about the world while developing relationships with peers and adults. If you are taking a degree related to business that focus on child care business, you will be taught on children management, activities planning and scheduling, socialization and much more.

Online Universities That Offer Child Care Online Degree Programs

There are a number of online universities that offer child care and children education related online degree programs. Among the online universities are:

  • University Of Phoenix Online University of Phoenix offers Master in Education with a Specialization in Early Childhood Education
  • Rasmussen College If you are interested to focus on children development, then Rasmussen College’s children development online degree program should be able to suit your need.

Choose Your Child Care Online Degree

Beside that, there are other online universities that offer child care online degree program, you could get most of information from internet, make a request to those online universities to send you a more details information of the course that you are interested in; request information from as many online universities as you can to make a comparison purpose on their online degree programs, information requests are free of charge; hence make use of it.

Accreditation

There are a lot of diploma mills offering “fake” degree. Hence, it is important to consider “Accreditation” when you choose your child care online degree. Make sure your selected online degree program is properly accredited by an accreditation agency that is recognized by U.S Department Of Education. Many “fake” degree programs do have accreditation but it is accredited by a “fake” accreditation agency. Hence, watch it of the potential trap of diploma mill when you choose your child care online degree program.

Summary

Your child care career will only be success if you manage to gain trust from parents. And getting an education online is an important way to earn trust or credentials as a child care provider.

Specialized Mental Health Treatment Training – Seven Building Blocks For Your Successful Practice

Once you complete your generalist training in mental health practice, it is time to identify your practice niche. The next step after identifying your niche is to seek out specialized mental health treatment training. Specialized mental health treatment training provides the foundation to build your successful practice. When you use the following building blocks, your foundation is solid and the walls surrounding your practice are strong.

Building Block one: Builds confidence in your abilities to treat clients in your niche.

Building Block two: Builds in-depth knowledge in your client’s issues.

Building Block three: Builds skills to work with client issues. Effective mental health training includes interactive skill-building development.

Building Block four: Builds effective approaches to use with client interventions when various client issues arise.

Building Block five: Builds credibility with clients and professional colleagues. You increase referrals. You’re viewed as a specialist with a given body of expertise.

Building Block six: Builds greater competence as your caseload includes more and more clients with similar issues.

Building Block seven: Builds potential to expand your knowledge, skills, and approaches into training other therapists in your specialty niche.

Let’s take a more in-depth look at each building block.

Building Block one: Builds confidence in your abilities to treat clients in your niche. When you carefully select your specialized mental health treatment training, you are prepared to learn what is most beneficial for treating your client niche. You approach the training opportunity with a readiness to learn and leave with greater confidence. Your confidence arises from the knowledge, skills, and attitudes you gain from the training.

Building Block two: Builds in-depth knowledge in your client’s issues. Mental health training in your client niche helps you gain a deep understanding of the issues and dynamics of your clients. This knowledge contributes to your ability to have empathy and patience as you work with your clients to discover resolutions to their emotional pain.

Building Block three: Builds skills to work with client issues. Effective mental health treatment training includes interactive skill-building development. When you select quality mental health treatment trainers, they include experiential or interactive elements in their training. This provides you the opportunity to gain practice in working with the tools the trainer introduces. With appropriate feedback, you hone your skills to work with your clients.

Building Block four: Builds effective approaches to use with client interventions when various client issues arise. You are able to integrate your knowledge and skills to select the appropriate intervention when you apply the approaches you learn in specialized mental health treatment training. Over time, you gain a clear understanding of which interventions are most productive when clients present with similar issues and dynamics.

Building Block five: Builds credibility with clients and professional colleagues that increase referrals. You’re viewed as a specialist with a given body of expertise. Clients stay with you to complete treatment even after their insurance runs out. Your number of self-pay clients increases allowing you to build a more lucrative practice. Managed care referrals increase with your increased credibility.

Building Block six: Builds greater competence as your caseload includes more and more clients with similar issues. Your skills and effective approaches become more refined. You are able to facilitate lasting changes with clients. Your expertise is valued within the larger mental health community.

Building Block seven: Builds potential to expand your knowledge, skills, and approaches into training other therapists in your specialty niche. Leverage your expertise when you provide specialized mental health treatment training to other therapists treating clients in your niche. You move from being trained to being the trainer.

Help Your Immune System Fight Diseases With Natural Health Medicine

The benefits of taking care of yourself are some of the rewards you get from knowing that you are doing the best for your body. This includes the most important part of your body–the part which is in fact a mechanism that protects your body: your immune system.

Your immune system protects you against viruses, bacteria, and toxins. And to ensure that your body keeps doing all these things and more, you need to take good care of it. This includes taking precautions against diseases; and helping your body when you do get infected with diseases.

That is why only the best will do. Before you begin to incorporate a natural health lifestyle into your everyday life, you should first start to learn what options are available for you.

Natural health medicine is one of part of the pool of many medicines available in the natural health market. Because of its natural, anti-bacterial effects, many people are using in favor of traditional medicine to cure their illnesses.

Natural health medicine is good in that it has a harmonious effect. It does not act as a drug, but more as a supplement for all your bodies needs. You know that you are giving your body the best of that nature has to offer; rather than bombarding it with chemicals that will harm it as much as help it.

Natural health medicine does not cause drowsiness and it works with the body to help you get better. The most-praised element of natural health medicine is that it is made from natural ingredients. And these ingredients enhance your body’s effectiveness to work for you.

When you know what is at stake, you understand that natural health medicine can give you that ultra boost you need to get your body in the best defenses shape possible.

In addition to everything else, you will not suffer side-effects when you take natural health medicine; instead, the medicine will help your body to heal without harming it simultaneously.

If You Are Taking Digestive Health Medicine, You Need To Be Careful

It seems that all of us at one time or another feel a need for some kind of digestive health medicine. If by medicine you are referring to a natural treatment then you’re on the right track. If you want to take a prescription drug or non-prescription drug, you need to find out all the facts.

All drugs are unhealthy for you.

Of course, a certain pharmaceutical drug can save a live in an emergency but we as a modern society have become far too dependent on them and they are causing much more damage to some people than they are helping.

Pharmaceuticals are man-made synthetic drugs which leave potentially dangerous toxins in the body. It’s a proven fact that medications are the cause of certain disorders and disease so unless you absolutely have to take a drug for your condition, why not look at a natural alternative?

Digestive health in particular, is a great example of this. We eat a terrible, high processed diet for many years, until finally symptoms manifest because of certain nutrient deficiencies such as digestive enzymes and dietary fiber. Our body eventually needs quality nutrients or else parts of it will start to break down, just like your car if you don’t change the dirty oil and give it clean fuel.

Drugs are not made to cure a disease, only provide temporary treatment of recurring symptoms

Think about it, does a pharmaceutical company want to sell you a cure? Of course not. That would be the last sale they make to you for that problem. Our focus should be on digging a little deeper to find the true cause of the digestive health problem we’re dealing with.

If you have constipation, taking a laxative might give you some temporary relief but it won’t cure your problem for good. Extended laxative use can muscular functions of your bowel, can drain your body’s water, minerals and vitamins. Excessive use can also damage your kidneys.

Now, wouldn’t it be great to naturally cure constipation through the use of diet. Replacing high processed foods, and fast foods which don’t contain many quality nutrients, with real whole foods? Add fresh fruits, raw and steamed vegetables and then replace your processed grains such as white bread and rice with whole grain bread and brown rice. Get the idea?

These wholesome foods will add more dietary fiber, more vitamins, more minerals and digestive enzymes which will help in your body’s digestion and also absorb more of the nutrients from these foods.

Remember, digestive health medicines are a waste of time and money. You need to think about a cure, and that can be done with quality nutrients.

Let food be your medicine and medicine be your food.” – Hippocrates, 400 BC

Small Business Health Insurance – The Best Policy Is A Great Agent

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it.

The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. This being the case, many individuals who purchase their own health insurance plan can tell you very little about their plan, other than, what they pay in premiums and how much they have to pay to satisfy their deductible.

For many consumers, purchasing a health insurance policy on their own can be an enormous undertaking. Purchasing a health insurance policy is not like buying a car, in that, the buyer knows that the engine and transmission are standard, and that power windows are optional. A health insurance plan is much more ambiguous, and it is often very difficult for the consumer to determine what type of coverage is standard and what other benefits are optional. In my opinion, this is the primary reason that most policy holders don’t realize that they do not have coverage for a specific medical treatment until they receive a large bill from the hospital stating that “benefits were denied.”

Sure, we all complain about insurance companies, but we do know that they serve a “necessary evil.” And, even though purchasing health insurance may be a frustrating, daunting and time consuming task, there are certain things that you can do as a consumer to ensure that you are purchasing the type of health insurance coverage you really need at a fair price.

Dealing with small business owners and the self-employed market, I have come to the realization that it is extremely difficult for people to distinguish between the type of health insurance coverage that they “want” and the benefits they really “need.” Recently, I have read various comments on different Blogs advocating health plans that offer 100% coverage (no deductible and no-coinsurance) and, although I agree that those types of plans have a great “curb appeal,” I can tell you from personal experience that these plans are not for everyone. Do 100% health plans offer the policy holder greater peace of mind? Probably. But is a 100% health insurance plan something that most consumers really need? Probably not! In my professional opinion, when you purchase a health insurance plan, you must achieve a balance between four important variables; wants, needs, risk and price. Just like you would do if you were purchasing options for a new car, you have to weigh all these variables before you spend your money. If you are healthy, take no medications and rarely go to the doctor, do you really need a 100% plan with a $5 co-payment for prescription drugs if it costs you $300 dollars more a month?

Is it worth $200 more a month to have a $250 deductible and a $20 brand name/$10 generic Rx co-pay versus an 80/20 plan with a $2,500 deductible that also offers a $20 brand name/$10generic co-pay after you pay a once a year $100 Rx deductible? Wouldn’t the 80/20 plan still offer you adequate coverage? Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

Yes, there are many ways you can keep more of the money that you would normally give to an insurance company in the form of higher monthly premiums. For example, the federal government encourages consumers to purchase H.S.A. (Health Savings Account) qualified H.D.H.P.’s (High Deductible Health Plans) so they have more control over how their health care dollars are spent. Consumers who purchase an HSA Qualified H.D.H.P. can put extra money aside each year in an interest bearing account so they can use that money to pay for out-of-pocket medical expenses. Even procedures that are not normally covered by insurance companies, like Lasik eye surgery, orthodontics, and alternative medicines become 100% tax deductible. If there are no claims that year the money that was deposited into the tax deferred H.S.A can be rolled over to the next year earning an even higher rate of interest. If there are no significant claims for several years (as is often the case) the insured ends up building a sizeable account that enjoys similar tax benefits as a traditional I.R.A. Most H.S.A. administrators now offer thousands of no load mutual funds to transfer your H.S.A. funds into so you can potentially earn an even higher rate of interest.

In my experience, I believe that individuals who purchase their health plan based on wants rather than needs feel the most defrauded or “ripped-off” by their insurance company and/or insurance agent. In fact, I hear almost identical comments from almost every business owner that I speak to. Comments, such as, “I have to run my business, I don’t have time to be sick! “I think I have gone to the doctor 2 times in the last 5 years” and “My insurance company keeps raising my rates and I don’t even use my insurance!” As a business owner myself, I can understand their frustration. So, is there a simple formula that everyone can follow to make health insurance buying easier? Yes! Become an INFORMED consumer.

Every time I contact a prospective client or call one of my client referrals, I ask a handful of specific questions that directly relate to the policy that particular individual currently has in their filing cabinet or dresser drawer. You know the policy that they bought to protect them from having to file bankruptcy due to medical debt. That policy they purchased to cover that $500,000 life-saving organ transplant or those 40 chemotherapy treatments that they may have to undergo if they are diagnosed with cancer.

So what do you think happens almost 100% of the time when I ask these individuals “BASIC” questions about their health insurance policy? They do not know the answers! The following is a list of 10 questions that I frequently ask a prospective health insurance client. Let’s see how many YOU can answer without looking at your policy.

1. What Insurance Company are you insured with and what is the name of your health insurance plan? (e.g. Blue Cross Blue Shield-“Basic Blue”)

2. What is your calendar year deductible and would you have to pay a separate deductible for each family member if everyone in your family became ill at the same time? (e.g. The majority of health plans have a per person yearly deductible, for example, $250, $500, $1,000, or $2,500. However, some plans will only require you to pay a 2 person maximum deductible each year, even if everyone in your family needed extensive medical care.)

3. What is your coinsurance percentage and what dollar amount (stop loss) it is based on? (e.g. A good plan with 80/20 coverage means you pay 20% of some dollar amount. This dollar amount is also known as a stop loss and can vary based on the type of policy you purchase. Stop losses can be as little as $5,000 or $10,000 or as much as $20,000 or there are some policies on the market that have NO stop loss dollar amount.)

4. What is your maximum out of pocket expense per year? (e.g. All deductibles plus all coinsurance percentages plus all applicable access fees or other fees)

5. What is the Lifetime maximum benefit the insurance company will pay if you become seriously ill and does your plan have any “per illness” maximums or caps? (e.g. Some plans may have a $5 million lifetime maximum, but may have a maximum benefit cap of $100,000 per illness. This means that you would have to develop many separate and unrelated life-threatening illnesses costing $100,000 or less to qualify for $5 million of lifetime coverage.)

6. Is your plan a schedule plan, in that it only pays a certain amount for a specific list of procedures? (e.g., Mega Life & Health & Midwest National Life, endorsed by the National Association of the Self-Employed, N.A.S.E. is known for endorsing schedule plans) 7. Does your plan have doctor co-pays and are you limited to a certain number of doctor co-pay visits per year? (e.g. Many plans have a limit of how many times you go to the doctor per year for a co-pay and, quite often the limit is 2-4 visits.)

8. Does your plan offer prescription drug coverage and if it does, do you pay a co-pay for your prescriptions or do you have to meet a separate drug deductible before you receive any benefits and/or do you just have a discount prescription card only? (e.g. Some plans offer you prescription benefits right away, other plans require that you pay a separate drug deductible before you can receive prescription medication for a co-pay. Today, many plans offer no co-pay options and only provide you with a discount prescription card that gives you a 10-20% discount on all prescription medications).

9. Does your plan have any reduction in benefits for organ transplants and if so, what is the maximum your plan will pay if you need an organ transplant? (e.g. Some plans only pay a $100,000 maximum benefit for organ transplants for a procedure that actually costs $350-$500K and this $100,000 maximum may also include reimbursement for expensive anti-rejection medications that must be taken after a transplant. If this is the case, you will often have to pay for all anti-rejection medications out of pocket).

10. Do you have to pay a separate deductible or “access fee” for each hospital admission or for each emergency room visit? (e.g. Some plans, like the Assurant Health’s “CoreMed” plan have a separate $750 hospital admission fee that you pay for the first 3 days you are in the hospital. This fee is in addition to your plan deductible. Also, many plans have benefit “caps” or “access fees” for out-patient services, such as, physical therapy, speech therapy, chemotherapy, radiation therapy, etc. Benefit “caps” could be as little as $500 for each out-patient treatment, leaving you a bill for the remaining balance. Access fees are additional fees that you pay per treatment. For example, for each outpatient chemotherapy treatment, you may be required to pay a $250 “access fee” per treatment. So for 40 chemotherapy treatments, you would have to pay 40 x $250 = $10,000. Again, these fees would be charged in addition to your plan deductible).

Now that you’ve read through the list of questions that I ask a prospective health insurance client, ask yourself how many questions you were able to answer. If you couldn’t answer all ten questions don’t be discouraged. That doesn’t mean that you are not a smart consumer. It may just mean that you dealt with a “bad” insurance agent. So how could you tell if you dealt with a “bad” insurance agent? Because a “great” insurance agent would have taken the time to help you really understand your insurance benefits. A “great” agent spends time asking YOU questions so s/he can understand your insurance needs. A “great” agent recommends health plans based on all four variables; wants, needs, risk and price. A “great” agent gives you enough information to weigh all of your options so you can make an informed purchasing decision. And lastly, a “great” agent looks out for YOUR best interest and NOT the best interest of the insurance company.

So how do you know if you have a “great” agent? Easy, if you were able to answer all 10 questions without looking at your health insurance policy, you have a “great” agent. If you were able to answer the majority of questions, you may have a “good” agent. However, if you were only able to answer a few questions, chances are you have a “bad” agent. Insurance agents are no different than any other professional. There are some insurance agents that really care about the clients they work with, and there are other agents that avoid answering questions and duck client phone calls when a message is left about unpaid claims or skyrocketing health insurance rates.

Remember, your health insurance purchase is just as important as purchasing a house or a car, if not more important. So don’t be afraid to ask your insurance agent a lot of questions to make sure that you understand what your health plan does and does not cover. If you don’t feel comfortable with the type of coverage that your agent suggests or if you think the price is too high, ask your agent if s/he can select a comparable plan so you can make a side by side comparison before you purchase. And, most importantly, read all of the “fine print” in your health plan brochure and when you receive your policy, take the time to read through your policy during your 10-day free look period.

If you can’t understand something, or aren’t quite sure what the asterisk (*) next to the benefit description really means in terms of your coverage, call your agent or contact the insurance company to ask for further clarification.

Furthermore, take the time to perform your own due diligence. For example, if you research MEGA Life and Health or the Midwest National Life insurance company, endorsed by the National Association for the Self Employed (NASE), you will find that there have been 14 class action lawsuits brought against these companies since 1995. So ask yourself, “Is this a company that I would trust to pay my health insurance claims?

Additionally, find out if your agent is a “captive” agent or an insurance “broker.” “Captive” agents can only offer ONE insurance company’s products.” Independent” agents or insurance “brokers” can offer you a variety of different insurance plans from many different insurance companies. A “captive” agent may recommend a health plan that doesn’t exactly meet your needs because that is the only plan s/he can sell. An “independent” agent or insurance “broker” can usually offer you a variety of different insurance products from many quality carriers and can often customize a plan to meet your specific insurance needs and budget.

Over the years, I have developed strong, trusting relationships with my clients because of my insurance expertise and the level of personal service that I provide. This is one of the primary reasons that I do not recommend buying health insurance on the Internet. In my opinion, there are too many variables that Internet insurance buyers do not often take into consideration. I am a firm believer that a health insurance purchase requires the level of expertise and personal attention that only an insurance professional can provide. And, since it does not cost a penny more to purchase your health insurance through an agent or broker, my advice would be to use eBay and Amazon for your less important purchases and to use a knowledgeable, ethical and reputable independent agent or broker for one of the most important purchases you will ever make….your health insurance policy.

Lastly, if you have any concerns about an insurance company, contact your state’s Department of Insurance BEFORE you buy your policy. Your state’s Department of Insurance can tell you if the insurance company is registered in your state and can also tell you if there have been any complaints against that company that have been filed by policy holders. If you suspect that your agent is trying to sell you a fraudulent insurance policy, (e.g. you have to become a member of a union to qualify for coverage) or isn’t being honest with you, your state’s Department of Insurance can also check to see if your agent is licensed and whether or not there has ever been any disciplinary action previously taken against that agent.

In closing, I hope I have given you enough information so you can become an INFORMED insurance consumer. However, I remain convinced that the following words of wisdom still go along way: “If it sounds too good to be true, it probably is!” and “If you only buy on price, you get what you pay for!”

How to Get Free Dental Care in the Texas State

Today a lot of people never get dental insurance included in their medical insurance policy. In fact a long time back, the thousand dollars of dental fees were not even covered by insurance policies. Nothing seems to have changed in fact the costs involved in dental treatments have now doubled or tripled than before. Now, even if insurance covers dental treatment costs only a small number of people are actually able to afford it. Due to this reason a lot of people have opted for tooth extraction as an alternative of paying for dental care. Many of them even avoid getting dental care treatments on time due to the expenses involved. Tooth decay and gum disease are the common risks involved if oral care is avoided long enough.

Out of all the 50 states in the U.S., according to the Texas Senator Eliot Shapleigh only a minimal number of residents in Texas have overall health insurance and therefore it ranks last in this regard. Free dental care has become a need all over the country and especially in Texas, so now a lot of organizations have started to put an effort to offer free dental services and there are now several places where people can go, to avail free oral care.

If you are in need of free dental treatment you can start by contacting the Texas Dental Association Smiles Foundation. Every year these dental care opportunities are provided by the licensed dentists at this organization for those who are in need of immediate dental care. The Texas Mission of Mercy is a large event which is held every year for two days in variety of cities all across the state. Here hundreds of people are able to receive free dental care from the volunteering dentists. They even offer free dental services on the go by traveling into communities in mobile vans known as ‘Smiles on Wheels’.

A second alternative to receive such schemed care is by applying at a Hill-Burton Facility for free dental care. The U.S. Department of Health and Human Resources runs the Hill-Burton program, where qualified people are allowed to avail free or low-cost dental and medical care. To be eligible the income level of each patient should meet the current HHR Poverty Guidelines. All you need to do is to go to a facility near you where a Hill-Burton obligated facility is accepted and apply for the free treatment and care. In Texas there are now 11 Hill-Burton facilities and by visiting the HHR website you can find more information about them.

Lastly searching online for a free or low-cost dental clinic will also help you to receive free oral care. To find the right program and service all you need to do is type the term ‘free dental care’ into a search engine with the city closest to you. You can find a comprehensive list of free and low-cost medical and dental care services listed by state and city at Free Dental Work.org.

Is It Safe To Use Natural Health Medicine On Toddlers?

Most parents who have toddlers know how often they come home from kindergarten or day care with a runny nose.

That is because our children often catch illnesses from other children in these closed environments. This is why administering natural health medicine on your toddler can be beneficial in more than one way; not only will it help cure those minor illnesses that appear from time to time, but it will also bolster your child’s immune system to prevent them before they even take root.

Natural health medicine can give your toddler that extra boost he needs to avoid illness. Natural health medicine is made in a way that ensures that the growing toddler recovers fast and is not held down by the common cold or runny nose.

In addition to being really effective, they rarely have any side effects, which as a parent is good to know. Most of them are based on soothing the body and will not make your toddler tired or sleepy.

But because they are ill, their bodies will need the rest so that they can recover quickly. Natural health medicine will also make them less prone to getting ill, which as a parent is definitely good news.

It is hard having a sick toddler because all you want to do is to take the pain away from them. And natural health medicine will help you do that so that your toddler is back on their feet in no time at all.

They will feel more energetic to continue exploring the wonders of the world; and their bodies will be able to sustain anything that they might throw at it.

A little research in the natural health medicine department will only be a benefit to you and your toddler.

How To Be Sure Your Great-Grandchildren's Children Care

What will you practice today? Will your great-grandchildren’s children care?

When I began this leadership work many years ago, my focus was a bit different versus today. You could say, quite rightly, I have evolved my thinking.

However, well before I found myself immersed in The Five Practices of Exemplary Leadership© and what’s been created since, the foundation was set with seven key principles. I thought I would share those with you today and let you kick them around and, hopefully, respond with your thoughts.

Principle #1: Leaders focus on themselves. Sounds kind of selfish, yes? But hold on a minute. If you are not working on your personal growth, how the heck can you be a leadership role model for others?

Principle #2: Leaders simplify their lives. In today’s fast-paced, multi-tasking world, exasperation is staring at you in the next Tweet, text or email that demands your immediate attention and action. Have you cleared your desk lately? Deleted those emails that have stacked up since email was invented? Tossed files (please recycle)? Clearing the desk really does clear the mind.

Principle #3: Leaders establish priorities for themselves. Keep in mind, that there is no great value in getting things done, if they are not valuable to do. Have you separated yourself from what is least important in your life yet? If not, why not?

Principle #4: Leaders define their destinations. Do you know where you’re going? Do you need a personal GPS (Goal Performance Strategy) guide? Take some time to stretch out and create a personal vision and some stretch goals for the several areas in your life: Personal, Family, Professional, Financial, etc. Jot down just a few ideas in each category, reflect on them a bit and then get busy adding action steps to help you reach those outcomes. New Year’s Day is not the only time to make resolutions.

Principle #5: Leaders plan their time based on importance. All of my coaching clients have heard my suggestion that they take some L.E.A.D time each day. Listen to yourself with a 10 to 15-minute planning/re-planning session; Evaluate how you are doing in each area of your life; and Adjust what needs reconsidering. Finally, Determine, once again, if the destination you set is still correct.

Principle #6: Leaders nurture their creative genius. Are you aware of your creative genius? Or, are you just stomping through each day hoping to make it back home in one piece? Ugh! Every person is a creator. You have created your life to this point. Happy? Yes? No? What are you going to do about it? Robert Fritz, an author/colleague from years ago told me, “The creative process is alive. It is improvisation. And it is one of the most powerful and intimate involvements with one’s life I know.”

Principle #7: Leaders don’t arrive, they evolve. You’ve probably heard something like that before. It’s very true. There is no end point with leadership. It takes constant practice and is a continuing saga. And, keep in mind, depending on your life story, the memory of you takes a while to slip from this Earthly atmosphere.

Live your life with purpose. Create your Masterpiece. You wouldn’t want to disappoint your great-grandchildren’s children would you?

Natural Health Medicine – Children

Natural health medicine can be as important for children as it is for their parents. The close contact they encounter with other children, in nurseries and kindergartens, means that minor infections, such as runny noses and colds, are easily picked up.

Natural health medicine can assist children to resist infection by boosting their immune systems. In turn this may assist them to combat the germs carried by other children, or if they do catch something it could help them to nip it in the bud.

In addition to being effective in strengthening a child’s resistance to illness, natural health medicine is usually free of unpleasant side effects. Therefore, it helps children to stay healthy in more ways than one. Not only are they less likely to be affected by illnesses, but also if they are unfortunate enough to be smitten, natural health medicine assists in promoting a speedy recovery.

It is always distressing for parents of children who become ill, as well as for the children themselves. Those parents who have discovered the benefits of natural health medicine are in a better position to help their offspring stay well. Children frequently recover quickly from minor ailments, but may do so even more speedily with the help of natural health medicine.

Although sick children can quickly recover, parents are concerned that illnesses can spread to brothers and sisters. This is why natural health medicine is important to the whole family. It can help to ensure that any temporary incapacity does not become prolonged.

Of course children rely on their parents to look after them, and they are even more dependent when they are unwell. Fortunately there are natural health medicines for children as well as adults. Natural health medicine for children is just one of the ways that proper care can be administered. It is good that we live an age when help and advise is freely available for child related matters. Undoubtedly children are our future, so it is in our best interests to look after them and protect them from illness.

Alternative Health Treatment – 5 Questions and Answers

1. Why should I look at alternative health treatment as a realistic remedy for my ailment?

While Western medicine has advanced closely in tandem with knowledge of and experimentation with drugs as a way of treating disease and illness.

It’s not surprising, therefore, that it relies heavily on drugs and medications for treating disease. But drugs and medications are not natural to the human body, and invariably there are side-effects, often harmful.

Alternative health treatment is based wholly on natural cures not involving drugs or manufactured or processed materials. As such, it is invariably accepted by the body without resistance, so no energy is wasted in fighting it. It’s like swimming with the current rather than against it.

Besides, alternative health treatment has an excellent record in curing people of illness and disease, arguably a better record than Western medicine.

2. How does alternative health treatment differ in essentials from orthodox medical treatment?

Orthodox Western medicine depends largely on the administering of drugs and medicines, and unnatural procedures such as chemotherapy for cancer victims. It focuses largely on the symptoms rather than the underlying cause. A typical example is the taking of pain killers to cure a headache.

Alternative medicine acknowledges that the natural state of the body is one of good health, and that the body, mind and spirit are closely connected. It recognizes that all these components of the whole need to be in balance, and treats illness as a sign that they are out of balance. It therefore works to restore the natural balance and, thereby, good health. A headache would be cured by direct action on the area affected, e.g. by acupressure techniques.

3. Why don’t doctors and surgeons give more weight to alternative health treatment, and why hasn’t it made more progress in being accepted by the medical establishment?

The medical establishment consists largely of doctors and surgeons. Put yourself in the position of a doctor or surgeon. You spent seven gruelling and expensive years qualifying and passing difficult exams, and working long hours for at best mediocre pay. You now have an encyclopedic knowledge of medicines and medical drugs and procedures, and are enjoying a financially rewarding career in medicine.

Then you learn there is an alternative system of medicine based on herbs, and practices such as acupuncture that claim to be able to deal with medical conditions better than the medicine you learned at such cost in money and time. What would your feelings be towards these alternative medicines?

4. Isn’t alternative health treatment rooted in the past, and modern Western medicine with all its advanced technology the way ahead?

What matters more than anything else is what treatment will effectively cure your own particular ailment.

Just because skills such as acupuncture, acupressure and yoga have been practiced for thousands, of years in the Far East it doesn’t mean they are any less relevant today. On the contrary, it is evidence of their effectiveness.

Western medicine may have all the modern gleaming technology, but it is still a system developed and administered by humans and subject to all their faults and failings. Yes, it can and does produce some astonishing and greatly beneficial results, such as transplant surgery and artificial limbs, but in the case of common ailments and complaints, sometimes the simple methods are the best.

5. Which alternative health treatment is best – herbal, physical contact type treatment such as acupuncture or chiropractic, or supplements such as oils and enzymes?

It’s horses for courses. Different kinds of treatment best suit different kinds of illness. A general malaise, such as weight loss or gain, can often best be treated through a change in diet and the administration of herbal remedies, plus an exercise regime, whereas constant muscular pain such as back ache is best treated by someone like a chiropractor or osteopath, who can manipulate the bones and muscles so as to remove the root cause of the pain.

Effective Mental Health Treatment May Mean Using Alternative Methods

Effective mental health treatment doesn’t have to mean prescription drugs and hours of therapy. There are alternative methods for dealing with things like stress, depression, memory issues and even age related issues like Alzheimer’s and dementia. So why don’t we hear more about them? A lack of understand on the part of many doctors keeps the public from being educated and aggressive marketing by drug companies keeps prescriptions flowing.

This is not to say that there isn’t a time and place for mental health treatments like prescription drugs or therapy. Those can be helpful for certain things, but it may be that we are too quick to turn to them for mild to moderate forms of stress, depression, etc. Often there are alternative mental health treatments available.

While the category of alternative mental health treatments can be broad, the primary method that can be of benefit is natural supplements. Secondary treatment methods would include lifestyle changes such as exercise, altering diet, etc. Research has recently been done in both those areas that has opened the door to new thinking on how to address illness of the mind. Some of the change in thinking involves treatment, the rest prevention. However, it is the primary method of supplements that is the focus of this article.

Mental health treatments that are truly effective deal both with prevention and treatment. Supplements are a powerful tool to address each. Studies have been done showing that many herbal supplements are as effective as prescription drugs in dealing with various aliments. For example, a study on Passion Flower found it to be as effective as a leading anti-anxiety medicine for helping people suffering from anxiety disorders.

Ginkgo Biloba is another example. In a study done on Alzheimer’s patients the results demonstrated that Ginkgo may be as effective as a commonly used Alzheimer’s medication in delaying the symptoms of dementia in people that have the disease. It also seems to be effective as a preventative mental health treatment to delay the onset of Alzheimer’s in those who may be predisposed to it.

The thing about these alternative mental health treatments is that the findings of these studies are not likely to get public press and acceptance of the information by both medicine and the public alike is slow. However, they are far more cost effective and have fewer side effects than most prescription drugs. This is not something drug companies like very much so much is done by them to over emphasize their products.

Newer supplement products containing compounds like huperzine A, choline, L-Tyrosine and 5-HTP are also promising in their ability to support a healthy mind. They work to help the body produce and sustain neurotransmitters, the chemicals your brain needs to function. Many mental issues like depression, anxiety, Alzheimer’s, etc. involve reduced levels of certain neurotransmitters or destroy them outright. These compounds help counter that effect thereby sustaining brain function. Studies have been done on these, but more research is underway.

Fast Food and Traditional Food

The term “cooking” includes a wide range of methods, tools and combination of ingredients to create the flavor and digestibility of food. Cooking technique, known as culinary art, generally requires the selection, measurement and combining of ingredients in a controlled procedure in an effort to achieve the desired result. Constraints on success include the variability of ingredients, ambient conditions, tools, and the skill of the individual cooking. The diversity of cooking worldwide is a reflection of many nutritional, artistic, agricultural, economic, cultural and religious considerations that impact upon it. Cooking requires applying heat to a food which usually chemically transforms it and changing its flavor, texture, appearance, and nutritional properties. There is archaeological evidence that the primitive human being used to cook their food with fire that was the most important thing discovered by the primitive human being. Cooking food and cuisine culture vary from country to country and from one culture to another and each cuisine has its specific particularity. Nowadays, because of the modern life that changes everything around us and influence our life style and eating habits, people are less preparing their own food. Eating habits tend to unify people from different society. The food production and the process of eating obtain new characteristics. Food available around us seems to be very different from the one that we used to eat.

Eating habits and modern life

Everything is running in high speed, people do not have time for cooking, don`t has the desire and patience to stay longer in the kitchen, and they don`t have the willing to prepare their own food. Old generation still prefer to cook their own food unlike young people who prefer to eat fast food because they don’t want to spend long time cooking and the desire for the cooking. The modern life shapes our eating habits and makes us like slave following its speed. It`s not hard to find fast food restaurant they are everywhere and every corner. Fast food consumption cause damages to the social and economic life of the country and leads to many health problems such as obesity and heart diseases according to many studies. Also, many nutrition experts from different countries have already declared the epidemic character of fast food. The rapid process of globalization and modern life influence our eating habits and gives opportunity to fast food restaurants to grow and flourish. Fast food seems to become very common everywhere, though some positive aspect of the fast food in easy to prepare, available in many places, and it is a substantial meal. But in other hand, we can estimate that its negative aspects are more important and bigger. I think it is easy to understand that fast food is one of phenomenon that is going to be accepted by people. We are going to see the process of disappearance of the traditional culture with the development of fast food restaurants in all countries all over the world.

How to fight fast food addiction

The best example of the fast food success to change the modern life is the invasion of the world’s food market by the giant fast food company such as McDonald, KFC and others. According to McDonald`s web site, McDonald has about 29.000 restaurants in 120 countries all over the world, and serves nearly 54 million customers each day. As well as it indicates the fact of such changing in eating preferences and even in the way of life itself. There is no doubt that right now fast food changes the face of many nations and eating habits around the world. To sum up, unfortunately, it is hard to prevent these global changes that traditional food is going to be replaced by new foods that common for all people in all countries all over the world. But the good news is that, recently there are some people and some movements which try to contrast the process of modern life and ask people to go back to their traditional food. To solve this problem we need restaurants that offers traditional food, and able to attract large amount of faithful customers. Also parents must teach their children how to prepare and cook the traditional food. Many People figure out that traditional food is much better for our health, so they want to preserve and keep the cooking tradition from evaporating. There is enormous hope of people to preserve their food preparation customs and tradition. The major obstacles are the modern life style. Some people might say that it is difficult to preserve our traditional food because it takes a long time to prepare and people today can not spend a long time in cooking. Other people, especially older people might say that, it is unfortunate to destroy culture and tradition. Those people might be right.

Conclusion

In these days, people have more health problems that are related with the new eating habits and fast food consumption. Despite some advantages of fast food the harm caused by fast food does not outweigh its benefit. I think that people should consider the negative fact of fast food consumption and the benefits of preparing their own food at home. It`s unfair that the traditional food which arrive to us from generation to generation we are going to replace it with junk food that will harm us more than benefit us. It`s unfortunate to lose the cooking tradition and eating homemade food prepared by our mothers together around the table. I am sure that all of us must think over this problem and try to find the appropriate solution to save our cultures, our traditional foods, and more importantly our health. So we should take action immediately to preserve traditional food and encourage people to prepare their own dishes, so they can stay healthy and live longer. Even though fast food is cheap, convenient, yummy and available in every corner in our cities, but that does not mean that our health is cheaper than the fast food that we eat.

Dental Care Services and Plans

Many people usually neglect issues related to dental care such as taking good care of their gums, teeth etc. Dental care also involves treatment and prevention of diseases of the teeth and gums apart from the repair and replacement of defective teeth.

Gone are those days when dental services used to be an expensive option. Let us have a look at a few tips on how to find affordable dental care services:

1. Start by simply inquiring about a good dental plan from your co-workers, friends and relatives. Ask questions such as whether emergency service is provided, how easy it is to get an appointment, how much it costs, the different types of dental services and so on. Also inquire about whether the atmosphere of the dental care facility is reassuring and relaxing, behavior of the staff especially towards children etc.

2. Dental services are also provided at local dental schools at affordable and competitive rates. Some of these schools might offer to check and clean your teeth for free of cost. It should not be a problem to find a list of such schools in and around your area through internet.

3. In case you are new to an area, try checking out the services of the dental specialist who provides his/her services to the local hospitals. You can also search for the best dental care facilities in your area online. You can also use your insurance company’s website to search for dentists who would accept your insurance cover.

Following are the two most popular dental plan options:

1. Dental Insurance:
One of the options for oral health care is dental insurance. Apart from a few dental insurance policies which might cost less than $10 on a monthly basis, most of the available options would be expensive. It is essential on your part to read the entire terms and conditions, excluded procedures and items, what the policy covers, the annual cost for both family and individual policies which ever applies to you.

Most of the people going for such policies do not know that pre-existing conditions are not covered by such policies. Even after the completion of 1 year, most companies pay progressively, such as covering 15% the 2nd year, 30% the 3rd year and so on. Thus, such kinds of dental insurance are usually not recommended by agents currently because of their lack of coverage and high cost.

2. Discount Dental Plans:
Pre-existing plans are not restricted in case of discounted dental care plans. Substantial discounts are offered by such plans on routine dental care like braces, dentures, root canals, X-rays, cleanings, check-ups and more. The membership fees of such dental care plans usually average around $150 for families and $100 for individuals annually. At the time of your appointment, you need to pay for your visit in full.

No permission of any sort is required in case you want to change your dentist. Within the network of the plan, you can visit any provider in any state. It is to be noted that large discount dental plan networks have providers in excess of over 0.1 million dental specialists and dentists worldwide.

You might be surprised to know that over 70% of the families residing in United States do not have any dental plan. Thus, it is important for you to realize that proper dental care is essential for the well-being of your entire body.

Online Babysitting Services: How Do They Work and How To Choose The Right One For You

So you need someone to watch your children and have decided to look into online babysitting services. However, there are so many to choose from, including Sittercity, Care, Care4Hire.com, GoNannies, AuPairCare and 4Sitters.com, that it is overwhelming. To find the best fit for you and your family, you need to check out an assortment of sites. Each one will vary in everything from their fees and services, to their applicant filtering system and reputation, to the number of caregivers in their database. Some even provide contact information for pet sitters, housekeepers, tutors and eldercare services.

There are two ways in which online babysitting services work. With the first method, parents post a job and then the sitters who are interested and nearby contact them. This may be done via email or telephone. The parents can then respond accordingly. With the other method, parents can look at the profiles of potential babysitters and then contact the best ones. When searching, you get immediate access to babysitters. Simply type in your zip code and a list of local sitters pops up. When you click on a sitter, you may get a brief bit of information or their entire profile.

Some sites will let you preview and look for sitters without registering, so you can see the options. However, if you want to get the contact information, you need to be a member. Subscriptions may be paid for on a monthly or yearly basis. The best sites will give you a free trial period, perhaps for a week, so you can try it out first. If you like it, you often have to pay an initial registration fee, in addition to the subscription costs.

Be aware that not all sites do the same things. Some may simply interview the babysitters to create a profile but do not check references. Others provide the option of doing extensive background checks. However, it may cost extra or require you to increase your membership level. The best sites will have a multi-step screening process. In addition, the online babysitting services should have comments or referrals from people the caregivers have worked for in the past.

Most online babysitting sites also have a search filter that lets the parents narrow down the candidates. For instance, if you have a child with special needs, you can locate a babysitter who has previous experience with this type of child or someone with specific medical certifications. This search filter will help you save time. They can also help you find back-up sitters at the last minute, in case the scheduled sitter gets sick or you get an unexpected dinner invitation. Some sites, like Sittercity, even offer nannycam and video monitoring options.

Don't Put Off Researching For The Right Family Healthcare Plan

Family health care plans or insurance can be extremely beneficial to the well being of the people you care the most about. Let’s be honest, our health is very important to us and as we age it becomes vitally important that we spend some time thoroughly researching the health insurance providers in order to find a family healthcare plan that protects the interest of our family’s health without costing us a fortune in health insurance premiums or monthly rates.

There are several reasons why researching a family healthcare plan is a good idea. First and foremost as I’m sure you are aware more and more companies are downsizing or eliminating the benefits they provide their employees. Unfortunately, reducing or completely doing away with health care benefits has become the norm as opposed to an exception to the rule. For this very reason it is imperative that you spend quality time now finding an adequate family healthcare plan that will provide outstanding family health insurance to your most precious of assets.

Guess what, accidents happen and they do so with enough frequency that should you need to take a trip to the emergency room or to the doctor’s office it’s better if you go knowing that you have a family healthcare plan that has you covered and will take care of any medical or health related bills that appear as a result of the hospitalization required due to the accident.

Being financially strapped for cash is no picnic and can be very stressful for many consumers. Having a family healthcare plan allows you to put aside any financial worries you may have in the event you find yourself or a family member needing attention or treatment at a local hospital. Having proper health insurance also affords you the opportunity to save money for other needed necessities in life because you won’t have to worry about having to cover any medical expenses or bills that may come up due to receiving medical attention from a hospital or doctor.

As you do your online research in order to find a family healthcare plan that fits your needs, wants and desires you will be able to compare price quotes between several different health insurance providers or companies. Always make sure to look at deductible costs, prescription costs and of course the doctor’s that you can choose to seek future medical treatment from. The time you invest in finding the best family healthcare plan will save you money and aggravation in all of your future medical emergencies.

Tips to Arrange Your Home Furniture

We all use furniture in our house, but only few of us know how to arrange the furniture for perfect appearance. Here, I am going to discuss some tips on how to arrange home furniture.

Tips:

Measurement: Before going to arrange the furniture, first you need to measure the room and hallways, stairs, etc. Measurement tapes can be used for it, but if you do not have it, you can measure by your foot. This thing must be taken in consideration even before the purchase of the furniture.

Variety: Though many people do not agree it, but I would say that adding different variety furniture in single space gives it a more pleasant look. It actually adds a visual interest to the space. You can try variety in colors, shapes of furniture, etc.

Use of Scaled Pieces: Scaled pieces are good to create balance. When used together, they not only add serenity in the room, but also help in creating a harmonious atmosphere in the room.

Furniture Balance: Balance within furniture items are generally of two types: symmetric and asymmetric. Symmetric arrangement means the use of similar kind of furniture together while asymmetric arrangement is the use of two different kinds of furniture next to each other.

Think like an Artist: Use an artistic approach to design the room. Think like a painter, make a rough sketch of the room as you want to see it, and process to design. For help, you can visit the internet for some good interior design pictures that will help you in creating an imagination.

Analyze the Depth in Artwork: This is also an important factor that can be used to choose the proper interior of the room. Take your room as an artwork and analyze its depth. To do that, you can stand at the room entrance and then look into the room near-to-far. This will give you an analysis of the depth of the room.

Divide and Arrange: if your room is much bigger, you can take it as smaller parts and then design each part separately. You can arrange furniture in each part according to need, but you should make sure the completeness of the room when different parts are viewed together.

Completeness: While making furniture arrangement, you must also make sure the completeness of the arrangement. Your furniture must perfectly comply with the interior of the room and they must form a completeness altogether.

Creating Various Fashion Styles With an Ideal Purse

It is undoubted that a fantastic purse can help to set a woman apart from the others in the crowd in a great way. Usually, the most suitable purse for us is not necessarily the most fabulous one, but the one that agrees with our own styles and personality. With an ideal purse, we can be inspired to create various fashion styles, exploring as many possibilities in the purse as possible. Thus, it is vital to select the right purse.

Considering the relationship between the purse and your body figure, you should pay attention to the shape and size of a purse to see whether it can flatter your body figure well or not. Generally speaking, a wide purse with a long strap can be an ideal choice for women who have big breasts and hope to draw attention away from the chest. For petite women, small sized round purse can be great. On the other hand, the way you carry the purse can also affect how your body shape look like. For example, if you want to look taller, then you should choose a bag that hangs lower than your waist.

The color is also a key factor that you should think about when choosing a right purse. If you are good at color matching, you must have paid great attention to the choice of accessories’ colors, which play an important role in creating a wonderful fashion style. When you pair the same clothes with purses in different colors, as a result, you can get all kinds of interesting and exciting styles.

You can get a lot of fun by exploring the many possibilities of the purse in creating various great fashion styles. However, not every purse can display the potential to match all kinds of ensemble, but only the one that suits you most can provide such a potential.

Delicate Home Furniture

Assessing the values of delicate home furniture

Sometimes the home owner might make the decision to purchase some modern home furniture such as the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet. This piece of furniture will make meals the occasions that they need to be. That means that if you are entertaining there is no need to worry about the kinds of things that you are going to use. The efforts can be saved for the other items such as cutlery and cooking utensils. The use of the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet is therefore a great achievement for the home owner.

This type of furniture will cost somewhat more than the standard items that you use in the home. It is an investment in the kind of lifestyle that you wish to create for your family. It is reasonable to expect that you will get the best quality when you decide to go for the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet. In the true style of the age, this is a system that tends to work very well with modern settings. You simply configure your home in the way that you want it and then wait for the results. You are almost guaranteed satisfaction when you purchase the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet.

The homes that decide to buy the item will be please by their purchase of the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet. It is a delicate balance that includes looking at the item and then trying to fit it within the home settings. If it appears that the furniture is not going to make the grade then the clients can try to find alternative solutions. The end result is that the furniture is merely one of the choices that they can make. Using this sort of set will ensure that you are well served by the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet.

Some people might be concerned about using the item because they believe that purchasing the item will cost them too much. For it is not worth it to buy the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet. They would rather spend the money on alternative projects from which they can expect some sort of compensation in the long run. This might be the wrong way to go about things because the purchase of the item is not about money. Cost are not too important when buying the supremely elegant black dining room dinette set that is available in home furnishing shops and on the internet.

Summer Hip Hop Music 2013

Get ready for the newest hip hop releases. Summer 2013 has officially arrived and we’re gearing up to give you the business of the new music artists’ releases!

Now before we continue, let me just make clear that a lot of rumors have surfaced as to exactly what is about to go down during this hot, sticky, and sexy season.

For starters, Lil Wayne’s songs and other new hip hop music releases will be served handsomely on a platter via your local favorite Summertime radio station, that is. Besides, who would’ve really doubted Lil Wayne songs as yet another regulatory bypassing of judgmental fodder for submissive temporary airplay? Not us.

Besides, the boy has been among the top hip hop artists since he killed audiences with those none other than dare I say who? If you guessed TT Boi a.k.a. Sir 2 Chainz, then you guessed right my friends. Remember back in the Spring of ’07 when we all couldn’t wait for the newest hip hop releases? Ever since that historic mind-blowing period for Playaz Circle, 2 Chainz has gone on to become seemingly out of nowhere literally one of top music artists to date.

But that’s not all, because my sources inside tell me that this summer’s newest hip hop music will be an ever so eventful one considering the likes of the classic duo even once more collaborating.

Just in time. Right on the money, huh? Pssst… we hear this one’s aiming to be a classic.

In other rumors of new hip hop music, Rocko’s not at all in any type of a hurry to take a break thus far in getting off of his wave. After all, so is everyone else riding it out along with him. Definitely be on the heavy lookout for one of his brand new music releases around midway through this hot Summer season.

Oh yeah, and for all you doubters and forgetful types out there, guess which hip hop music artist is making a steady and long-awaited comeback? Younger shorties prepare to pinch yourselves accordingly, for you may not know who this is.

Just not too long ago, the former Cash Money record label signee, known to other artists as Young Turk, was released from prison on what had foully appeared to be trumped up felony-related charges upon him and other music artists as of late.

We hear that Turk is currently back in the lab perfecting and fine-tuning his “oh so” Lil Wayne-ish like craft effortlessly for a sharp and secondarily memorable return.

We wish him well.

*On a sidenote, we also heard unconfirmed rumors of Young Turk once again collaborating with his former group mates Weezy and Juvenile for an official Hot Boy’s reunion.

Hip Hop music artists Hot Boys Young Turk and B.G. were both incarcerated due to what apparently led to the former groups fallout, among other unsolved issues. The new hip hop music releases that are slated for this year’s Summer should be on smash to say the least.

Without giving away all of the goods, I must say that fellow west coast artists will become very active once again this Summer in the newest hip hop music scene. Big up to all of the new music releases coming from up out of the new west. As fans, we need a breath of fresh air, for sure and most certainly.

Well, that about wraps up the lowdown on this year’s Summer 2013 annual music artists and upcoming new music releases. Definitely keep an eye out for the west coast as mentioned for the west will certainly provide this Summer’s classic club bangers and newest hip hop music. Turn up!

Bikini Waxing Styles – Waxing Trends and Fashion Styles

What we do about our body hair changes with the trends and fashion just like the length of our skirts. The seventies, it was way cool to just leave your hair natural. If you had a lot of pubic hair, so be it. It was considered sexy. Now, though, it is becoming more fashionable to have less hair – less on your bikini area, especially. And not only is it more common to get rid of hair, there are now several acceptable bikini waxing styles – waxing trends and fashions – from which to choose.

You can choose to keep most of your pubic hair and simply wax the hair that grows beyond the part of your body that is covered with your bikini bottom. This is, of course, the easiest, quickest, and least painful bikini waxing style.

You can also choose to keep just a small strip of hair running right up the middle of your triangular private area. This simply involves waxing more of the area. Because you are getting into a more sensitive area, this can be a bit more uncomfortable than just waxing the bikini line.

You can also choose a Brazilian wax. The Brazilian waxing trend and fashion is becoming more and more common; it’s always been common in Brazil – hence the name – but lots of American women are opting for this, too. A Brazilian wax is the bikini waxing style that removes all the pubic hair. You can get it done at a salon or do it yourself with a kit you can buy at the drugstore.

Probably the most interesting bikini waxing trend and fashion, though, is creating designs in the pubic hair area. You can get a template of a simple design such as a heart and either wax only the heart shape or wax every bit of hair except the heart shape. If you wax the hart itself, you will have a heart in the middle of your hair. If you wax the rest of the hair, you will have a little heart hair and no other hair in the bikini area.

Top 3 Travel Trends For Today's Travel Agent

You must be the change you wish to see in the world

1869-1948, Preeminent leader of Indian nationalism

Trend #1 – The Internet

Everybody knows that the internet has changed virtually everything… especially the Travel Industry. Online giants like Hotels.com, Expedia, Travelocity, and Orbitz have revolutionized travel. Even Travel Agents & Agencies are booking online while the general public searches and buys their own vacations online. In fact, it’s estimated that 82% of all travel is now being booked online. Travel is one of the most researched topics on the internet… and also the most profitable.

The internet is simple, seamless and the perfect medium for the travel industry. We just point, click, and pack our bags. Before the internet, however, an agent’s bread & butter was commissions earned with business travelers… predominantly flights. American Airlines was the first to pull the plug on paying commissions on flight purchases as the internet started coming into its own and more business travelers were finding better deals online.

Since 1997 well over 200,000 agencies went out of business. Over 1 million travel agents lost their jobs to the internet. That number grew after 9/11. The days of brick & mortar very quickly got taken over by click & order, making for a far more efficient system. However, those very few agents & agencies that could foresee the positive impact the internet could have for them, jumped right into the explosive opportunity that the internet introduced, to maintain as much of their client base as possible. Very few, a decade ago, opted to go with the flow of change. Today, everyone understands that the internet is here to stay. When we are adaptable to change, we flourish… and profit.

Because of the internet, the online travel agent is also home-based. Because of the tremendous opportunity, continuous industry growth, and #1 industry training, today’s travel agent is your mother, cousin, aunt, neighbor, best friend, etc. and earning 60-100% of the vendors commission. It’s for everyone.

Trend #2 – Word-of-Mouth Marketing

Word-of-mouth marketing has been and always will be the best way to market anything. Statistics prove that 80% of all vacations (most anything really) are taken because of a recommendation from a friend, family member or co-worker. Think about the last time you came home from a vacation. Did you keep it a secret? No way! We talk about it for 2 months before leaving and talk about it for 2 months after we get back! And we show everyone pictures and videos! And we recommend the destination and hotel to everyone (or not) and tell them where we bought our terrific deal!

Familiarization trips (FAMs) play a huge part in word-of-mouth marketing. The only way for agents to really learn about what they sell is to experience it first hand. FAMs are put together by cruise lines, hotel chains and destinations worldwide. They usually include accommodation, tours, meals, shows, transportation, etc. Prices are slashed making it affordable for agents to travel multiple times a year… VIP!. The vendors roll out the proverbial red carpet for agents when they arrive. They’re given the most exclusive experience possible because vendors know that when agents return home… they’re going to talk about it!

The average person will purchase his vacation online at retail, once a year.

Agents will travel multiple times a year, all over the world as far and wide as they want to go, for pennies on the dollar. For this, FAMs continue to be one of the major perks today for agents in the industry.

Which takes us to…

Trend #3 – Home Based Business

Travel students, Baby Boomers and everyone in between are bringing travel home!

Leading agencies smart enough to follow the internet trend, have gone online and now offer just about anyone the opportunity to be professionally trained to operate and sell travel from home!! Woohoo!! That’s right! YOU can sell travel from the comfort of your own home and get paid!

Doesn’t it make sense that if you’re going to travel anyway (especially as much as the Boomers), that you buy it from yourself and get paid? Or get paid commissions on the trips your friends, family, neighbors and co-workers are taking already? Of course! Most people will do business with someone they know & trust. You may as well be that person, right?

Agencies quickly caught on to the franchise phenomena online and have opened up the opportunity to just about anyone with a valuable work ethic who is willing to learn. Coupled with word-of-mouth marketing… you’ve got a winning combination! The more knowledgeable you become, the more perks, FAMs, FREE trips, upgrades, etc, become available to you… cha-ching!

I’ve been selling travel for years. Everyone who knows me knows that I’m a travel industry professional. For more than two decades I’ve been asked “How did you come by this work?”

But I also get asked, “What’s the best place to go for our honeymoon?” or “Can you recommend a Caribbean cruise itinerary?” or “What hotel should we stay at in the Mayan Riviera?”

Hey, it’s not rocket science!! If I have the answers and I can get paid for the sale… Hello??

The internet made it possible for me to have my own online agency and benefit even more from the extraordinary perks available to travel professionals! Being online means I don’t really even have to be home. Because my business is online, I am accessible to the world, 365 days of the year, 24/7! Friends and family can book all by themselves while I’m hiking with my dog! I can even book flights or all-inclusive vacations right from my BlackBerry!! WOW! So my home-based travel business is really my mobile travel services!! Super cool!!

We must not forget the amazing benefits that come with owning a business from home as well!

Aside from the obvious travel perks, just about every family vacation now becomes a FAM. As professionals, when we take a few minutes to inspect and ask questions about the accommodations, tours, restaurants that we ourselves are experiencing while on vacation, we’re really educating ourselves for our customers. So our personal vacation now becomes classified as a business trip… and an expense that we can write off! Super cool, again!

On a personal note, I’m only 45 seconds from my bedroom to my office!

It’s a beautiful thing to be able to work from home, anywhere in the world, to have your own business and to qualify for such incredible travel-insider perks. Retirees, at-home-moms, students on the run… it’s available to just about anyone with a can-do attitude, has a strong work ethic, loves to learn, and is highly self-motivated. A few hours a day can earn hundreds to thousands of dollars! No bosses, no limits!

A Unified Theory of Time Travel

Albert Einstein’s theory of general relativity suggests that time travel to the past is possible via rotating wormholes and/or black holes. The actual technical practicality of actually carrying out such journeys need not concern us since this essay is in the realm of the thought experiment. Now Stephen Hawking says time travel to the past is not possible because he proposes that there is such a thing as a yet undiscovered Chronology Protection Conjecture that prevents this and thus makes the world safe for historians. I’ve come up with a unified theory of time travel into the past that incorporates Einstein’s general theory of relativity; Hawking’s Chronology Protection Conjecture, along with other assorted bits like parallel universes that are thrown into the mix.

Time travel is a staple in sci-fi stories, novels, films and TV series. And, time travel is possible – in theory. We all know about journeying to the future which we do at the rate of one second per second whether we like it or not. Apart from that, if one travels at close to light speeds relative to your place of origin then you can travel to the distant future (with respect to that place of origin) without aging an equivalent number of years (the twin paradox). Travel to the past is apparently allowed too, via the weird physics inherent in rotating worm holes and maybe Black Holes which is where Einstein’s general theory of relativity comes into play. The problem there is that relativity theory predicts worm holes, if they exist at all, will exist for nanoseconds and be very tiny to boot, and thus not very useful in the foreseeable future for the purposes of time travel. Because we don’t know exactly what the inside of a Black Hole is, and where it leads, if anywhere, current thinking suggests that jumping into Black Holes are a more useful means for committing suicide than for traveling to the past, but the jury is still out on that one.

Anyway, the fun bit about time travel is the various paradoxes that arise, the most famous one being the grandfather paradox. That is, what if you travel back in time and kill your grandfather before he sired your father (or mother). If you did that it means that you could never have been born, but if you were never born you couldn’t go back in time to kill your ancestor. This is the sort of stuff sci-fi authors (and philosophers) love – ditto physicists! My favorite time travel paradox however is the one where you get something for nothing. Say you have this edition of “Hamlet”, and you want Shakespeare to autograph it. So back you go in time to Shakespeare’s era. You knock on his door, but the housekeeper says he’s out for the day but if you leave the book he’ll autograph it and you can come by and collect it next morning. When Shakespeare comes home, he sees the book, reads it, and is so impressed he spends the night making a copy. You come back the next morning, collect your now autographed edition of “Hamlet”, and return to the present day with your now very valuable book. The question now becomes, where did the original “Hamlet” come from? You didn’t write it; but Shakespeare didn’t either as he plagiarized your copy which he then passed it off as his own work.

Another favorite is you meeting yourself. Say you’re 50 and not all that well off. You get the brilliant idea to travel back in time and convince your younger self to invest in some stocks you know will pay off big time later on down the track. And so it comes to pass that your younger self so invests, and becomes filthy rich, only, in leading such a high life, dies of a heart attack at the age of 45! Or you always regretted not proposing to the love of your life when you were young, and thus go back and convince your younger self to muster up the courage and do so. He does, but as they fly off on their honeymoon, the plane crashes with no survivors. Sometimes you don’t know when you’re well off.

Or if you can travel back in time, then of course others can to. Naturally there’s going to be lots of people interested in particular events, maybe even at the time, seemingly trivial events (yet which turn out in the long run to have had major impact(s)). And so you might have any number of people going back to particular historical focal points, each with their own particular agenda (most of which will be mutually exclusive), and ultimately causing havoc. I mean if person one goes back and influences an event producing a new outcome, then person two might go back and has a go at that result and things get altered again, which will then prompt person three to go back and influence things more to his liking, etc. In other words, history would never be fixed, rather always be fluid. The world is not safe for historians. Since we believe that history (or the past) is fixed, then that what’s written on your history book page today will not alter overnight. Thus, you have probably concluded that time travel cannot happen, will not happen, and has not happened, however much you yourself might wish to go back in time yourself and change something. (Don’t we all really wish some past something, personal and trivial, or perhaps something of major significance could be changed and you’d be that instrument of change?)

Its paradoxes and situations such as the above that prompted Stephen Hawking to postulate that there is as yet an undiscovered law or principle of physics which prohibits time travel to the past – he calls it his ‘Chronology Projection Conjecture’. Since we have never seen, according to Hawking, to the best of our knowledge at least, any time travelers – tourists or historians – from our future, he’s probably right.

So, putting it all together, here’s my theory of time travel: my unified theory of time travel, at least to the past.

Relativity theory has passed every experimental test thrown at it, so the theory isn’t in much doubt and one can have a high degree of confidence in what it predicts, even if that prediction is currently beyond any experimental test. Relativity theory allows for time travel into the past, but, IMHO, only to parallel universes (otherwise known as alternative or mirror or shadow universes) where no paradoxes can happen.

Why only parallel universes? The ways and means by which you can use relativity theory to time travel backwards involves rotating Black Holes or wormholes. There are serious reasons behind the speculation that what’s on the other side of a Black Hole and/or wormhole is another universe. So, therefore it’s relativity’s time travel allowance, but probably to another universe. The Black Hole or wormhole ‘exit’ isn’t within our Universe.

Whatever you do in that parallel universe is predetermined. It’s fate. It’s destiny – all because causality rules. Therefore, there are no unexpected ripple effects other than what was destined to happen. You were meant to be there and do what you do. Therefore, there will be no paradoxes arising.

Astrophysicist Stephen Hawking has proposed his Chronology Protection Conjecture that prohibits time travel to the past within your own universe because of the possible paradoxes that could arise. Why can’t you go back in time in your own universe? That would mean that at a specific time and place you both were not (originally) and were (as a result of going back) present. That’s a paradox. And if you were to travel back in time to a set of time and space coordinates you were actually originally at, then there would be two copies of you occupying the same space at the same time – also a paradox.

But take the grandfather paradox. If you go back in time and kill your grandfather, but your grandfather in a parallel universe, then you don’t prevent your existence, just the eventual existence of yourself, your other self, in that parallel universe. In the case of Shakespeare and “Hamlet”, you gave your copy to a parallel universe Shakespeare. In your original (our) Universe, Shakespeare is still the legitimate author.

Once you time travel from your universe A, to parallel universe B, you can’t return again to universe A because of Hawking’s Chronology Protection Conjecture – paradoxes could arise. However, you could go from parallel universe B to parallel universe C, but, hence never return to either universe A or B – Hawking’s Chronology Protection Conjecture again.

Perhaps some people you’ve seen or known or heard about might be time travelers from a parallel universe’s future. If they then time travel to another parallel universe, then that might account for some missing persons’ cases!

In short, we can time travel to other parallel universes but not to our own; entities from other parallel universes can visit our Universe. No paradoxes need arise. Both Einstein (relativity) and Hawking (Chronology Protection Conjecture) are satisfied and happy campers.

Is that right? No, it’s wrong!

There’s still one very nasty loose end here. What’s to prevent those from a parallel universe meddling and altering our time stream? It’s not enough for them to have a Prime Directive against that – we all know Prime Directives are meant to be broken! So, it looks like Hawking’s Chronology Protection Conjecture must apply to those visitors from parallel universes to our Universe as well. I mean what difference does it make to your existence whether you travel back in time within your own universe and kill your mother before you were conceived, or some serial killer escaping from a parallel universe to our Universe who kills your mother before you were conceived – even though in the latter case there’s no paradox, you still wouldn’t have been conceived of here in anyone’s philosophy!

OK, so relativity allows time travel back in time, but only to parallel universes. The Hawking Chronology Protection Conjecture not only prevents time travel paradoxes in general, but it also prevents parallel universe time travelers meddling and altering our timeline; ditto we humans time traveling to someone else’s parallel universe. But how would the Hawking Chronology Protection Conjecture actually accomplish this? My best guess is that parallel universes aren’t in phase – they aren’t polarized or synchronized in-phase like a laser beam, or the light that passes through your polarized sunglasses – otherwise we’d have some rather hard evidence of them; certainly way more than we do now.

So, if we go to parallel universe B or those from parallel universe B visits us, we’ll, or they’d be respectively out of phase with respect to the universe they are now in. Translated, they, or we, could look, but not touch for all practical purposes. I say for all practical purposes as now and again what’s out of phase (high probability – the usual state of affairs) will sync into phase (that’s rare). But the in-phase times are so few and far between, and last for such a brief duration that it’s unlikely to result in any inadvertent or deliberate timeline alterations. That’s my rendering of the Hawking Chronology Protection Conjecture – he could well have other ways and means in mind.

So another way of putting this is that time travelers would be spectral or ghost-like in their host universe, and maybe that’s where our traditions of ghosts and other things that go bump in the night come from! This is much like the parallel universe ghost or shadow photons that are conjectured to explain some highly mysterious aspects or phenomena contained within the famous quantum double slit* experiment. Now an obvious question is how do all the parallel universe ghost photons get into our physics labs where double slit experiments are carried out? I mean there are no local macro Black Hole or wormhole exits present – are there? Yes in fact there are! Not a macro wormhole, but a micro wormhole – actually wormholes. Theoretically, micro wormholes should exist all around you. It’s just that they are at quantum levels – incredible tiny; way subatomic in size. And they exist for just nanoseconds before collapsing. They are just part of the quantum foam** reality at super microscopic levels, a reality at the level where all things exhibit the quantum jitters or quantum fluctuations. Thus, every second of every day, everywhere, there are little quantum gateways – quantum sized wormholes connections between universes which quantum sized particles – like photons – can traverse! From the standpoint of the double slit experiment, it doesn’t matter whether the parallel universe’s ghost photons came from the past, future or present – just as long as they are, indeed, present!

Now you may think it would be easy to detect these ghostly photons. Just put a photon detector in a totally dark and sealed room. Well, not quite so easy. Some photons can pass through ‘solid’ matter. X-Ray photons anyone? Radio wave photons pass through the walls of your home. If you look at a bright light, you’ll still see light even if you close your eyes. So, your photon detector in your dark and sealed room could easily detect our local variety.

The ghostly bits aside, parallel universe time travelers (or even ordinary time travelers from within our Universe assuming Hawking is wrong)) might explain the sometimes uncanny, often incredible look-a-likes that we all seem to have. A long shot to be sure, but something interesting to ponder.

There’s still one more problem on the horizon. Just because a macro Black Hole or wormhole plunks you into a parallel universe (and of course you’ve got to be able to survive the trip itself which might be problematical), doesn’t mean you’re going to be with spitting distance of your ultimate destination(s) – say a parallel Earth(s). So, time travelers might also need more conventional transport – like Flying Saucers (okay, forget the saucers – like spaceships with fins and rocket motors). But then what’s really there to distinguish a visiting time traveler from a parallel universe from say a run-of-the-mill extraterrestrial from within our own Universe? Maybe you could just put out the welcome mat for both options!

One final thought. Could there be a Clayton’s time travel? – Time travel without traveling in time? At the risk of making Einstein turn over in his grave; I’m going to propose a universal NOW across all universes. Now I know that NOW, when it comes to observers, is a relative thing. An observer in Martian orbit sees Mars’ NOW somewhat before you on Planet Earth sees the same Mars’ NOW because the speed of light is finite. And relative motions and velocities complicate what is NOW. But, I propose (a thought experiment remember) to instantaneously freeze-frame the entire collection of universes’ NOW. Everyone and everything everywhere comes to an instant standstill. Right! We now have a universal NOW that we can study at our leisure (the freeze doesn’t apply to you and me – we’re outside the space-time continuum).

Let’s focus on that subset of all parallel universes – all parallel Earths and time travel between them. Now there’s no reason to assume that all parallel Earths are identical in all aspects. Indeed, some parallel universes may not even contain a parallel Earth! There maybe some parallel Earths identical or so close to identical to our Planet Earth as makes no odds – abodes you’d feel right at home in. Other Earths would differ in various ways, some minor, some major. Still others might be really weird and alien, as in having evolved a dinosaur society, civilization and technology. There was no parallel asteroid impact 65 million years ago; thus no human beings around the traps 65 millions later.

Your subset of parallel Earths would show near infinite diversity in infinite combinations. I say ‘near’ because you can only stretch the term ‘Earth’ or ‘Earth-like’ so far and no farther, before it’s not Earth or Earth-like. A 100% oceanic world is not Earth. If a parallel ‘Earth’ has Venus-like temperatures, it is not Earth-like. If it has a density approaching that of a neutron star, it is not Earth-like. If it has no life on it, even though in all other respects it is a near carbon copy of our Earth, it is not Earth-like.

Now it’s back to the NOW subset of parallel Earths and Earth-like abodes. There’s no reason to assume that evolutionary development; that evolutionary development rates would proceed in each and every case in an identical fashion. Some parallel Earths would still be in the dinosaur era (if they had dinosaurs of course). In some parallel Earths, cavemen and saber tooth tigers rule. In others, it’s Biblical times, or Medieval times or the era when Britannia ruled the waves. Others in our absolute NOW, on yet other parallel Earths, or parallel earthlings, might have just invented the wireless or landed on their Moon (if they have one). On some parallel Earths it may already be what to us will be the 23rd or 24th Century with interstellar warp drive capabilities at hand – and even way beyond that. So, you could seemingly travel to the past and future while actually remaining in our NOW. You’ve traveled in time without really traveling in time, or, time travel without the paradoxes – but maybe that spoils all the intellectual fun of contemplating time travel in the first place!

*The problem solved here is how can you get a classic wave interference pattern behind two slits you fire photons through; even when you fire the photons at say a rate of one per hour? Who you gonna call – ghost photons of course to the rescue.

**Quantum foam – the world may look pretty smooth from a distance, but as you keep magnifying the finer details, the micro world gets ever so slightly bumpier. Close in some more and things get rougher still, until at quantum level everything is a seething cauldron of tumultuous activity. It’s like the sea that looks perfectly smooth and tranquil from Earth orbit, but at rowboat level, you’re terrified as that 50 foot wave comes crashing down on you.

Miami And The Florida Keys – Reflections

The earliest known residents of what is now Miami were the “Tequesta” Indians. Little is known of the Tequesta Indians other than they resided along the banks of the Miami River over twelve hundred years ago. Believe it or not there was a small natural rapid a few miles upriver from where it emptied into Biscayne Bay. The Tequesta Indians hunted and fished along the banks of the River. In the 16th and again in the 18th century the Spanish established a few small missions along the banks of the Miami River. Spain originally possessed the area now called “Florida”, but ceded Florida and of course Miami to the British in later years. The first American Settlers began arriving in Miami Florida sometime in the early to mid 19th century and settled in and around the River. Agriculture in addition to fishing was one of the few economic mainstays of the area. The River’s water source was the Everglades and it was believed that the wetland could be drained by removing the rapids. Thereby providing additional cultivatable land for the new arrivals to settle and develop as farms. I am very sure that real estate sales and potential profits were a motivational factor as well. Real Estate in Miami has been a motivation from the beginning to present. Regardless of the reason(s) a decision to remove falls by dynamiting was made and implemented in mid to late 1800s. Other than during those years of the Seminole Indian wars the population steadily increased as did the real estate industry.

In the beginning Dade County was a huge track of land that extended from the southern tip of Lake Okeechobee (Fort Worth Florida) south to Key West Florida. Indian Key was the the seat of Dade County until sometime between the years 1860 and 1870. Prior to these years residents of the Florida Keys, other than those at Indian Key were counted as residents of Dade County.

MY RECOLLECTIONS AND REFLECTIONS

Once upon a time there was a little fishing village located in Dade County, towards the southeastern tip of Florida. The name of this village was Miami. Many people living in Miami at the time, pronounced the name “Miama”.

I offer these remembrances’ as one born in the Biltmore Hotel; a land mark hotel in Coral Gables Florida, a town located in Miami-Dade County and a veteran’s administration hospital during the years of WW II. If my stories and recollections seem somewhat disjointed to the reader I beg forgiveness. They are all or at least most inscribed from memories. My only reason for attempting to write this article at all is to impart a few of my impressions/reflections to an interested reader regarding the conception of, development of, metamorphosis of and transformation that has occurred to the area that is today Miami-Dade County and the Florida Keys. My intention is to offer the reader a comparison of sorts to the areas mentioned, the inhabitants, their way of life compared to then and likewise now. I have no intention of smearing of chastising any particular group of people but too simply record the facts as I believe-remember them to be. I will leave it to the discretion of the reader which Miami, Florida Keys he/she prefers to relate. The then version 1945 to 1970 or the now version 2010, in order to provide a comparison between the two I will offer, in addition to my recollections, a few bygone happenings and circumstance conveyed to me by my predecessors on my mother’s side of the family, all residents of the Keys and Key West dating back 150 plus years ago, some still living there. To do this I am going to begin with my earliest recollections following WW II living first in Hamburg Germany, my father was an officer in the Air Force during the war and was at the time stationed there. Since he had not received his discharge my mother and I joined him, I think, sometime in the year 1946.

KEY WEST CONCHS

They Don’t Call Them Conchs For No Good Reason! (yes I know that’s double negative but I use it for emphasis)

Those that have eaten conch can relate to what I mean by this statement. Conk is a very tough marine mollusk. Rumor has it that in the early 1800s the doctors of Key West prescribed for new born babies, that they be set out on the porch to allow mosquito bites. The reason for this was to make the baby immune to the bite of a mosquito. What does this have to do with conch; man those people had to be tough to live in that environment during those very early years. Screens for windows did not happen until late in the 1800s so it is safe to say that these early Keys inhabitants did not have such luxuries. Don’t forget they had no present day amenity such as air conditioning either.

WALTER C MALONEY, JR.-KEY WEST FLORIDA

The Economies of Key West-1800s

It is a fact that at one time Key West was not only the most populated city in Florida but also had the highest per capita income in Florida and rivaled that of many other US cities. The economy was driven by numerous industries during this period of time.

AGRICULTURE

My relatives speak of one, Mr. Walter C. Maloney Jr. (Maloney was my grandmother’s maiden name). The story goes that at some point in time, during the year 1885, Walter left Key West to travel to what was then known as the Gainesville Land Office in Gainesville Florida. There under Grover Cleveland’s land act, I think for the price of fifty cents per acres, he purchased 67 acres of property in what is now known as Marco Island, Collier County Florida. In reality the land he purchased was located on “Horr’s Island”, AKA “Marco Key”, located a mile or two west of Marco Island, Florida. Mr. Maloney’s purpose was to plant, grow, harvest pineapples on this island and sell his produce to the Key West market. To me it’s amazing that a man in his late forty’s’ and then fifty’s would board a sailboat in Key West and navigate his way across one hundred miles of Florida Bay to sell pineapples in Key West. The reader should understand that the waters of Florida Bay are prone to sudden violent storms during much of the year. In addition there were no cell phones or GPSs.

My granddad once told me of a relative, I believe last name “Hart” that would travel from Key West to Chokoloskee Florida to hunt. Chokoloskee is an island located south of Everglades City. This was also a very long boat ride from Key West. Chokoloskee boasts an elevation of 20 feet above sea level. Rumor has it that the reason for its’ elevation was discarded shells of various types deposited by the Indians of the “Ten Thousand Islands”, living in the area many years ago.

Obviously these were a different breed of people during that time in our history.

The Keys and Key West produced other crops in addition to pineapples, tomatoes, I call charcoal another because of the process used to produce it. Hookie-Pokee Ice Cream, made in the shad and sold in the sun, if you aint gotta nickel you cain’t have none. Yes with the heat and humidy ice cream was big in Key West. Cigar factories were also big in Key West.

FISHING INDUSTRY

Like Miami, the fishing industry was and still is a driving economical force. Florida lobster (commonly called crawfish) is still a big ticket industry. In early times turtle and conk were plentiful; today these are for the most part protected throughout the state. I will offer additional experiences I had as youngster with the seemingly unlimited conk and spiny crawfish that could be easily taken from the waters surrounding Key West and Miami Florida.

THE NATURAL SPONGE INDUSTRY

Before the invention of synthetic sponges, sponges were harvested from the sponge beds located in the waters surrounding Key West.

SALVAGE

The waters surrounding Key West also had arguably the most treacherous reefs of any found elsewhere in the world. The history books are full of accounts of ships hitting these reefs and sinking, Spanish galleons loaded with gold taken by force from the natives of North and South America crashed on the reefs and sank with unbelievable regularity.

One of the better known salvage operations of recent times was that of Mel Fisher’s. He and his team of researchers and divers located the long lost “Atocha”. The Atocha crashed and sank on a reef west of Key West in the early 18th century and was loaded with over 400 million dollars worth of gold, silver, precious gems and other valuable artifacts. Most of which stolen by Spanish missionaries and Conquistadors (conquerors) from the Aztecs of Mexico and Incas of South America among many others.

During the 1800s, ships were still crashing on these same reefs. The series of light houses now erected on the reefs were not there during most of the 19th century. This resulted in a very lucrative salvage business during the 1800s. I have heard family members mention that years later, after the warning lights were built on the reefs some residents of the Keys would either allow them to burn out or manually extinguish them for the purpose of causing shipwrecks on the reefs to promote their salvage businesses. All productive salvage operators and operations were required by law to register their salvage ships and any salvaged items with the authorities in Key West which of course served to boost the local economy.

Prior to the erection of light houses on the reefs in an effort to reduce the number and severity of ship wrecks in these waters, the federal government commissioned “light house ships”. These ships and their captains were charged with the task of anchoring on the reefs, 24/7/365 to keep and maintain warning lights. One such ship was captained by another relative of mine Captain Whalton (my mother’s maiden name). Drinking water and other supplies were brought to land locations of these ships and deposited on shore. The crews would then leave the ship in a row boat, get the supplies and row back to their ship. The story goes that one night Captain Whalton and one sailor traveled to shore to transport the supplies back. For some inexplicable reason they traveled ashore unarmed, a war part of Seminole Indians waited, hidden in the bush. Both the captain and the sailor were killed.

FROM HAMBURG GERMANY TO KEY WEST and Back to Miami-THE YEAR 1947-1950 +/-

During my time in Germany but sometime after my Dad was discharged from the Air Force. My Grandfather Whalton called and suggested to Dad that together they should open a hardware store in Key West. At the time Key West did not have a hardware store. Purchasing a “Western Auto” Franchise they opened for business at 515 Duval Street directly across the street from the San Carlos Theater, now a land mark, in Key West Florida. The family remained in Key West for about 2-1/2 years, while Dad and Granddad operated the hardware store. The year was 19850 maybe 1951. The commercial passenger airline industry was stirring-ready to be born in earnest. National Airlines called my Dad and asked him to fly for the airline. Flying being my Dad’s first love, we moved from Key West to Miami, Florida. My parents rented a little house near the main hanger for National. The hanger was located on the east side of Lejune Road but Miami International Airport was located on the west side. We had one car; so when it was time for my Dad to fly, my mother and I would take him to the hanger. There he would board a two engine aircraft renamed for it new purposes a DC 3. The same plane, a C-47, Dad flew during the war with some seats bolted to the floor and some paint applied to the fuselage. A policeman would stop the automobile traffic on Lejune Road and my Dad would taxi his plane across the road and onto the end of the only runway that the airport possessed at the time, which was runway 9. For those of you that have passed through MIA recently I know this seems a bit bizarre, but as was Miami the airline industry was in its infancy. During this time 1950-1955, I would be surprised to learn that Miami Florida’s population exceeded 300 thousand.

After we moved to Miami, I for many years thereafter traveled from Miami to Key West. During summer vacations I worked in the store that my granddad still owned and operated. He had left the Western Auto Franchise and then operated the store as “Walton’s Auto Toys and Hardware.”

Each summer for about 5-6 years my mother would put me on a “Greyhound Bus”. Greyhound ran regularly between Miami and Key West. The bus station as I recall was in Downtown Miami, 8th street, AKA the Trail, AKA US-41. The driver would take a route west on 41 to US-27 or Krome Avenue, turning south on Krome proceeding through Homestead Florida and then left to US-1. Within a few minutes of entering US-1, we would be traveling at rate I believe to be over 80 miles per hour. I feel comfortable that this was so because the land distance from Miami to Key West is 160 miles and the trip never took more than 1 hour and 45 minutes. Folks on a trip today from Miami to Key West by car, you cannot do 35 miles per hour once entering the upper keys.

During the years that I worked in this store, the store would open for business 5-/12 days per week. On Thursdays the merchants of Key West would close at noon. My Granddad, my Grandmother and I would travel out “Overseas Highway”, US-1. With a “four pronged gig” and a bucket walking into the Mangroves that lined both sides of the highway, we could gig enough crawfish (Florida Lobster) for crawfish enchilada to be served at dinner that night, conch style with black beans, rice and fried plantain. During that time, Florida Lobster was plentiful in the Keys; there were no restrictions against harvesting them. Today, first you cannot use a four pronged gig without the risk of incarceration; second harvesting Florida Lobster is restricted to certain times of the year. This is also true of conk that could be taken a few yards off the beaches of Key West and sea turtle cannot be taken at all.

My point is, the quality of life in south Florida has been reduced by the influx of too many people from all over the US, south America and Cuba. I don’t believe that State and Federal authorities have done their jobs in protecting the things that were here when I was young and growing up. I believe that some measure of prudence could have and should have been applied a long time ago. The experiences that I had my children will be denied they will never have the opportunity to know the area the way I knew it.

As one that makes his living as a builder and General Contractor in the State of Florida but has known this area intimately for so many years, I have a number of questions in mind that I deal with on a daily basis, the questions are, 1. What could we have done previously to reduce the impact of uncontrolled influx here and thereby preserve more for future south Florida generations. 2. Is there a possibility of regaining some measure of the resources that were here in the earlier years?

I do believe that these are questions that some of the Florida agencies and law makers now deal with on a daily basis as well. But I’m not certain that the legal vehicle and money resource is available to accomplish the task if so be it possible.

But then with similarity to some higher mathematical problems, I think that the only constant is change and the only variable is time. Is this not also a statement of the development-over development and maybe the resurrection, restoration of south Florida?

Traveling Nurse – The Benefits

Being a traveling nurse has many attractive benefits over regular nursing Firstly, nurses are in demand constantly not only in the US but worldwide. For a nurse that has the desire to travel and earn money, becoming a traveling nurse would be ideal. Of the hospitals and medical facilities rely on traveling nurses to fill roles when staffing levels are lower than normal, but further than that to bring a new level of expertise that may be lacking in the nursing in the respective hospital. So now for the advantages and benefits of becoming a traveling nurse.

Money, like most things in life, would be one of the main reasons someone would choose to become a traveling nurse. Traveling nurses, make considerably more money than their full-time counterparts. For a start the basic wage will be higher for a traveling nurse, when this is combined with overtime or penalty rates such as night shifts- the earnings can become quite substantial. The pay and calculations are performed by the traveling nurse agency and are therefore much more effectively managed. Becoming a traveling nurse is a great way to save money.

Traveling can be a major part of being a traveling nurse. If a nurse wants to see the world- there is no better way than becoming a traveling nurse and seeking work in the areas they want to see. If the traveling nurse is a native English speaker, there will always be a high demand in the US, UK, Canada and Australia (Specifically as they are experiencing a shortage of nurses). Traveling nurse agencies will actively seek nurses, and will assist in organizing visas, accommodation and appropriate work.

Harmony in the work environment for a traveling nurse is not as important as it would be for a full time nurse. The traveling nurse may only be working in the respective environment for a month before moving on to the next assignment. For this reason workplace politics will play a lesser role than in other professions.

The social benefits for a traveling nurse are massive as well. They will get to meet new people regularly and benefit from constant social interaction and communication- which is a large part of being a nurse.

In most cases a traveling nurse will also receive generous health benefits. In most situations agencies that specialize in traveling nurses offer these medical and dental benefits to entice new traveling nurses to them. Some nursing agencies also have 401K plans, which is obviously fantastic.

Working as a traveling nurse, is a fantastic way to quickly build an impressive resume. The experience a traveling nurse receives could be argues that in a shorter period of time the experiences will amount to much more than would be learn via all time position in the one hospital. It will prove to prospective employers that you have life experience, and are mature to deal with all scenarios and situations.

Certain traveling nurse agencies will also offer incentive bonuses for referrals’ to their agencies- recommend a friend and receive a payment. As a traveling nurse is constantly working at new locations with equally new nurses, the opportunities for referrals are high. Further to this, some agencies also offer a completion bonus simply for completing the assignment or placement.

Traveling nurses often travel in pairs or groups. It is a great way to travel obviously, and will also provide a support network for less confident individuals.

Traveling nurses also have the opportunity to assist in the case of natural disaster’s and missionaries where medical attention is urgently required. This may not be for everyone, but the opportunity to be involved tin the rehabilitation of such an event could be considered an honor by some.

How To Select The Perfect Entertainment Wall Unit For Your Home

One should never rush into the purchase of a large piece of furniture. It’s important to assess the room, think about all the possibilities and potential arrangements, and really get a feel for the space before making any large renovations.

The entertainment wall unit is the perfect instance of such a purchase. This can be an absolutely expansive piece of furniture, dominating an entire wall if you allow it or it can take up an entire corner of your room. On the other hand, you may not want such an enormous piece of furniture to completely change and dominate the look of your room so you may instead opt for a smaller simpler console design. TV wall units are versatile pieces of furniture, coming in all varieties of styles, shapes, and colors. These options should all be taken into careful consideration before going ahead and making any purchase.

Ignoring for now the varieties of styles, materials, or size, let’s examine the most integral part of your purchase: the space for your television. Entertainment wall furniture is designed to house your home theater, with the television as the crown jewel. You want this piece of furniture to compliment your television perfectly. It shouldn’t overwhelm the TV or make it look too small, but rather highlight all of its assets. Take careful measurements of your television before looking at any of these units to make sure you’re going to purchase a unit that will be the perfect fit for your TV as well as the wall space and size of your room.

Now, with that piece of advice out of the way, it’s important for you to select the entertainment center that will really make your home pop. Your existing furniture may already demand that you choose a particular style or manufacturer. For example, a contemporary unit might look out of place in a traditional home and vice-versa. At the same time, purchasing such a large and dramatic piece of furniture may be the perfect time to alter your existing style and give your home a new and up-to-date look. The choice is all yours.

When selecting an entertainment center, you’ll notice that they come in a variety of materials and color combinations. You can buy any design you’d like, all the way from incredibly futuristic designs made entirely of glass and metal to a solid wood piece that looks like it’s from another century. The variety of centers on the market allows you to make any choice that you desire.

One last bit of criteria you should definitely take into account is the size of your room. If you’re furnishing a small room, you should probably purchase a smaller entertainment wall unit so that it doesn’t monopolize your room. These units come in all different sizes, so it’s easy to find the perfect size for any space. If you have a huge room, you may want to think about buying a unit that extends all the way to the ceiling just to break up your room and provide a dramatic and eye-catching focal point.

It’s also important to pick your storage. Cabinets and shelves, closed or open; these are all additional considerations you have to think about when deciding how to store your equipment and accessories. Some units have a combination of cabinets and shelves and are now being sold as sets, which may include a TV nook, two side units and an upper shelf called a bridge. This provides an extra degree of flexibility for homeowners who would like their entertainment unit to double as a bookcase so that they can display books, collectibles and other personal treasures.

When selecting a TV wall unit keep in mind that little details can make a big difference.. Before purchasing, carefully consider everything you’re looking for and start out your search with a well thought out idea and a solid plan. From there, locating the perfect entertainment wall unit should be a breeze.