Children Caring For Parents and Avoiding Medical Errors

Children caring for parents often assist in keeping track of their parent’s health records. This can be a daunting task as many seniors see multiple physicians who may prescribe several medications for a variety of conditions. Keeping good medication and medical records can help prevent dangerous medical and medication errors. Sometimes they do this by hiring a caregiver to come to their home, but others will often drop their parents off at a senior daycare on the way to their job and pick them up at days end.

There are many in home care services that are offered by independent companies who most often have to be licensed to provide senior assistance services in the home.

Those assisting seniors can help them keep an updated medication list (including over the counter medications) on a computer or in a notebook. An updated list makes it easier for everyone since the first question most doctors ask for is the patient’s list of medications and any changes since they were last seen. Even if they are not available for every appointment, the caregiver can ask about any changes and update and print this list for their parent. Expiration might also be followed to avoid trying to get a renewal for a much needed prescription.

Another good record those providing parent care will want to keep is a good medical history that includes conditions, past surgeries, hospitalizations, Dr.’s names numbers and emergency contact information. These types of lists are vital for emergency visits as well.

They can take these lists to every Dr.’s appointment along with a list of any other issues they or their family may want to address. These simple steps empower the medical professionals providing geriatric care, those caring for their parents and most importantly the seniors themselves.

Natural Health Medicine

Natural health medicine is a ever growing business which more people are turning to for effective health treatments. Natural medicines cover virtually any type of sickness and medical condition you might suffer with. We pump our systems with so many chemicals from prescription drugs sometimes it can overload us which can lead to more medical problems down the line. With the price of prescription medicines sky-rocketing over the last decade it is literally impossible to afford the medicines you need.

There are some alternatives to over priced medicines and can be just as effective. Some of the natural health medicines include Devil’s Claw which helps those who suffer from chronic back pain by reducing inflammation, Red Yeast Rice which helps reduce the level of your cholesterol, St. John’s Wort which comes in pill or oil form and can help those who suffer from anxiety, depression, Propolis Powder can be used to help maintain a cleaner mouth, Milk Thistle can be used to help quit smoking (keep in mind results may very), Adaptogenic herbs which include ginseng, licorice, maca, holy basil, and goldenroot, which helps treat fatigue and give to long term energy and not just a quick burst. Phototherapy is one of the more interesting natural health medicines because it deals with ultraviolet light to treat diseases.

Not to suggest a conspiracy but it would seems as if more tests and studies were conducted in these natural health medicines it would take away from the prescription drug business, just something to think about. There are natural health medicines out there to be used to help treat your problems so taking the time to do addition research to see which is right for you is highly suggested.

Strengthen Your Immune System With Natural Health Medicine

Your immune system protects you against an army of germs and viruses that are ready, and waiting to attack. However, to remain constantly effective your immune system requires your consideration. Therefore, if you incorporate a natural health lifestyle, supplemented with natural health medicine, into your daily routine, you will be helping your immune system to defend you, as and when the need arises.

Natural health medicine is one of many tools available to complement a natural health lifestyle. Because it can naturally combine with normal body processes, to strengthen your immune system, you can become naturally resistant to numerous afflictions, waiting to invade. There are many people who have derived benefit from the use of natural medicine, to the extent that it has reduced their requirement for traditional and unpredictable alternatives.

Natural health medicine does not act as a drug but strengthens the immune system, to provide you with a natural defense. This is preferable to having to rely on chemical preparations. These, it must be said, are sometimes necessary because people have neglected to take the best care, that a natural health lifestyle can provide.

There is no better investment that you can make than remaining healthy, which in turn will help you to enjoy your life to the full. That is your birthright, which can be more readily achieved through a healthy lifestyle, including natural health medicine containing naturally therapeutic ingredients.

Many people suffer distressing side effects from synthetic medicines and drugs. At times they have little alternative but to resort to such measures, but in other instances the old adage, that prevention is better than cure, rings true. An understanding of natural health medicine, and how it can assist in maintaining your immune system, is something, that all who contemplate good health, should consider.

How to Help Children Care for Their Braces

Proper care of braces during orthodontic treatment is an important part of helping them get and keep a healthy smile for their whole lives, as many of the habits they learn will carry with them even after their orthodontic treatment is over. However, young children may not understand the reasons for such a structured cleaning regime. To avoid your child’s frustration, support his or her cleaning efforts through gaining knowledge of the process and ideas to make it enjoyable.

Here are four ways to care for your child’s braces:

1. Brushing. Thorough brushing after every meal and snack will prevent plaque build-up that can cause cavities and gum disease. Children should be encouraged to brush their teeth and braces at all angles to ensure any food hiding behind brackets or wires may be properly dislodged.

Make it fun: Try purchasing a brightly-colored toothbrush or one with your child’s favorite movie character on it. Even better, let your son or daughter pick out his or her own toothbrush. This will empower your child and allow him or her to get excited about brushing. Other children may be spurred to brush more often by using an electric toothbrush at home. This tool may be a great gift if you are getting ready to go Christmas shopping.

2. Flossing. Effective flossing can be a challenge with braces but it is another healthy habit to encourage on a daily basis. As it is nearly impossible to floss normally with braces, using a “threader floss” with a stiff tip or a plastic floss threader will allow the dental floss to get behind the wire. Gently insert the threader between the teeth at the base of the gums, then thread the floss through the oval loop and gently pull it back between the gums. Once the floss is inserted, delicately slide the floss up and down the inside of each tooth.

Make it fun: A quick and easy tool to help with flossing is the inter-dental cleaning brush. The small bristle tip can be inserted between the braces and around the gums for added cleaning on top of brushing and flossing – or used conveniently and subtly when out in public when full brushing may not be possible.

3. Healthy Eating. It is important to eat a balanced diet to support oral care. Sugary foods, and even sweetened beverages such as juice and pop may cling to the teeth and cause cavities around the brackets. Hard and sticky foods, such as caramel, popcorn and gum, have the potential to crack, dislodge or adhere to the braces so they should be avoided.

Make it fun: Look for healthy treat recipes together with your child. Preparing nutritious snacks or baking together makes healthy eating a fun process and also provides an opportunity to talk with your child about the many benefits of eating well.

4. Wire-care. Regular brushing is the first step in keeping your orthodontic wire clean, but these wires have the potential to irritate the skin inside the mouth, causing sores and bleeding. To avoid this, moldable wax can be applied to the braces at the points of friction. This wax will protect the mouth while also remaining flexible for easy removal.

Make it fun: The orthodontist will offer a variety of colored elastics that will loop around the brackets and wires. This is a helpful method for children to personalize their orthodontic treatment and express their personality. Breaking out of the mono-tone metal color of the brackets and wires will encourage children to maintain their braces as they will be proud of how they look.

Cleaning the teeth and braces can become an enjoyable and routine part of your child’s oral care. Parents are a valuable source of knowledge and support for their children and will help set the tone in forming positive habits. Children should be encouraged to clean their own teeth and be praised for their efforts, no matter how small. Making the process fun and supportive will set your child up for success.

Popular Hotspots for Dental Care and Implants

If you or someone you know is missing one or more teeth or suffering from severe tooth decay then dental implants may be an excellent solution. All those people who are unhappy with the appearance of their teeth can bring back their teeth in tip-top shape through implant dentistry.

Yet, the major drawback of considering cosmetic dental care and surgery for most people from the US, the UK and Australia is their cost. The dental treatment cost in the First World countries can be extremely daunting for many patients in need of it.

Luckily, one can find very affordable dental care somewhere else in the world. People who are completely ready to undertake the dental implant procedure can save up to 80% on their treatment simply by opting to receive implants in any dental tourism destination.

Some popular countries for overseas dental implants include Poland, Hungary, Italy, Mexico, Costa Rica, India, Thailand to name a few.

Poland

Poland, one of the most advanced countries in Europe, is now one of the most preferred destinations for affordable dental care. The ultra modern private Polish hospitals and clinics equipped with state of the art technology and infrastructure play an important role in Polish dental tourism boom, by attracting thousands of dental tourists, mainly from the UK, every year.

Cosmetic dental procedures including implants are quite cheaper in this central European country, saving UK patients at least 81% on the cost of their treatment.

Hungary

Seeking dental implants or other dental services in Hungary is a good alternative for people living in countries where dental treatments do not come cheap. Situated in the center of Eastern Europe, the country takes pride in having the advanced private hospitals with modern x-ray machines, lasers, video cameras, dental tools and surgical techniques. These medical facilities offer competent dental services at reasonable prices to their local and foreign clients. By having the dental abnormalities fixed in Hungary, a patient can expect to at least 50% on the procedure even after including all other expenses.

Italy

Traveling to Italy for dental care may seem like a far out option for American and many Asian denizens but with the significant savings they make on the cost of their dental treatments overseas patients feel completely satisfied. Dental care cost in Italy can be as low as 70% of private dental prices in the US. Given the affordability of the dental procedures, standard of infrastructure and the skills of the surgeons in Italy it’s not a surprise that different patients from different countries are increasingly flocking to this country with their dental and other healthcare needs.

India

India is the destination of choice for anyone seeking first world quality treatment at third world prices. If you require expensive dental work such as bridges, crowns, implants or an orthodontic procedure, you can make considerable savings by going abroad to India. Medical tourists from all across the world, prompted by sky-scraping dentistry costs and dwindling insurance benefits at their native countries, make a beeline in this Southeast Asian country for various dental procedures. Top notch private dental clinic in India use latest generation techniques to perform oral surgery.

Mexico

This country shares its borders with the United States so it is the perfect option for those from the US. Opting for dental implants in Mexico can save American patients up to 66%. Not only US citizens even patients from far away countries can expect huge savings on their dental treatment. Private Mexican clinics are staffed with qualified and skilled general dentist, periodontists and oral surgeons with advanced training in implant surgery. Not only the dentistry is affordable, the quality of dental care in Mexico is also superior, a major factor that attracts many overseas patients.

Earn Your Child Care Credentials With An Online Degree

As the number of two-income household increase, more and more working parents are depending on day care centers to take care their children while they go out for work in day time. Parents know that children always come with surprises and they only trust child care providers that are trained to anticipate those surprises. Hence, if you want to success in this business, you need to earn your child care credentials and online education is one way to supplement your knowledge and experience with children to gain the trust of your potential customers.

What You Learn In Child Care Online Degree?

There are different kinds of children care online degree programs available. It’s range from early childhood education, children development to child study for grade 6 – 12 kids. Hence, you need to decide on one that best suit your child care business needs.

Basically, in children care related online degree programs, you will learn about education games, child growth and behaviors, child food nutrition, anticipation of children surprises and help children explore and learn about the world while developing relationships with peers and adults. If you are taking a degree related to business that focus on child care business, you will be taught on children management, activities planning and scheduling, socialization and much more.

Online Universities That Offer Child Care Online Degree Programs

There are a number of online universities that offer child care and children education related online degree programs. Among the online universities are:

  • University Of Phoenix Online University of Phoenix offers Master in Education with a Specialization in Early Childhood Education
  • Rasmussen College If you are interested to focus on children development, then Rasmussen College’s children development online degree program should be able to suit your need.

Choose Your Child Care Online Degree

Beside that, there are other online universities that offer child care online degree program, you could get most of information from internet, make a request to those online universities to send you a more details information of the course that you are interested in; request information from as many online universities as you can to make a comparison purpose on their online degree programs, information requests are free of charge; hence make use of it.

Accreditation

There are a lot of diploma mills offering “fake” degree. Hence, it is important to consider “Accreditation” when you choose your child care online degree. Make sure your selected online degree program is properly accredited by an accreditation agency that is recognized by U.S Department Of Education. Many “fake” degree programs do have accreditation but it is accredited by a “fake” accreditation agency. Hence, watch it of the potential trap of diploma mill when you choose your child care online degree program.

Summary

Your child care career will only be success if you manage to gain trust from parents. And getting an education online is an important way to earn trust or credentials as a child care provider.

Specialized Mental Health Treatment Training – Seven Building Blocks For Your Successful Practice

Once you complete your generalist training in mental health practice, it is time to identify your practice niche. The next step after identifying your niche is to seek out specialized mental health treatment training. Specialized mental health treatment training provides the foundation to build your successful practice. When you use the following building blocks, your foundation is solid and the walls surrounding your practice are strong.

Building Block one: Builds confidence in your abilities to treat clients in your niche.

Building Block two: Builds in-depth knowledge in your client’s issues.

Building Block three: Builds skills to work with client issues. Effective mental health training includes interactive skill-building development.

Building Block four: Builds effective approaches to use with client interventions when various client issues arise.

Building Block five: Builds credibility with clients and professional colleagues. You increase referrals. You’re viewed as a specialist with a given body of expertise.

Building Block six: Builds greater competence as your caseload includes more and more clients with similar issues.

Building Block seven: Builds potential to expand your knowledge, skills, and approaches into training other therapists in your specialty niche.

Let’s take a more in-depth look at each building block.

Building Block one: Builds confidence in your abilities to treat clients in your niche. When you carefully select your specialized mental health treatment training, you are prepared to learn what is most beneficial for treating your client niche. You approach the training opportunity with a readiness to learn and leave with greater confidence. Your confidence arises from the knowledge, skills, and attitudes you gain from the training.

Building Block two: Builds in-depth knowledge in your client’s issues. Mental health training in your client niche helps you gain a deep understanding of the issues and dynamics of your clients. This knowledge contributes to your ability to have empathy and patience as you work with your clients to discover resolutions to their emotional pain.

Building Block three: Builds skills to work with client issues. Effective mental health treatment training includes interactive skill-building development. When you select quality mental health treatment trainers, they include experiential or interactive elements in their training. This provides you the opportunity to gain practice in working with the tools the trainer introduces. With appropriate feedback, you hone your skills to work with your clients.

Building Block four: Builds effective approaches to use with client interventions when various client issues arise. You are able to integrate your knowledge and skills to select the appropriate intervention when you apply the approaches you learn in specialized mental health treatment training. Over time, you gain a clear understanding of which interventions are most productive when clients present with similar issues and dynamics.

Building Block five: Builds credibility with clients and professional colleagues that increase referrals. You’re viewed as a specialist with a given body of expertise. Clients stay with you to complete treatment even after their insurance runs out. Your number of self-pay clients increases allowing you to build a more lucrative practice. Managed care referrals increase with your increased credibility.

Building Block six: Builds greater competence as your caseload includes more and more clients with similar issues. Your skills and effective approaches become more refined. You are able to facilitate lasting changes with clients. Your expertise is valued within the larger mental health community.

Building Block seven: Builds potential to expand your knowledge, skills, and approaches into training other therapists in your specialty niche. Leverage your expertise when you provide specialized mental health treatment training to other therapists treating clients in your niche. You move from being trained to being the trainer.

Help Your Immune System Fight Diseases With Natural Health Medicine

The benefits of taking care of yourself are some of the rewards you get from knowing that you are doing the best for your body. This includes the most important part of your body–the part which is in fact a mechanism that protects your body: your immune system.

Your immune system protects you against viruses, bacteria, and toxins. And to ensure that your body keeps doing all these things and more, you need to take good care of it. This includes taking precautions against diseases; and helping your body when you do get infected with diseases.

That is why only the best will do. Before you begin to incorporate a natural health lifestyle into your everyday life, you should first start to learn what options are available for you.

Natural health medicine is one of part of the pool of many medicines available in the natural health market. Because of its natural, anti-bacterial effects, many people are using in favor of traditional medicine to cure their illnesses.

Natural health medicine is good in that it has a harmonious effect. It does not act as a drug, but more as a supplement for all your bodies needs. You know that you are giving your body the best of that nature has to offer; rather than bombarding it with chemicals that will harm it as much as help it.

Natural health medicine does not cause drowsiness and it works with the body to help you get better. The most-praised element of natural health medicine is that it is made from natural ingredients. And these ingredients enhance your body’s effectiveness to work for you.

When you know what is at stake, you understand that natural health medicine can give you that ultra boost you need to get your body in the best defenses shape possible.

In addition to everything else, you will not suffer side-effects when you take natural health medicine; instead, the medicine will help your body to heal without harming it simultaneously.

If You Are Taking Digestive Health Medicine, You Need To Be Careful

It seems that all of us at one time or another feel a need for some kind of digestive health medicine. If by medicine you are referring to a natural treatment then you’re on the right track. If you want to take a prescription drug or non-prescription drug, you need to find out all the facts.

All drugs are unhealthy for you.

Of course, a certain pharmaceutical drug can save a live in an emergency but we as a modern society have become far too dependent on them and they are causing much more damage to some people than they are helping.

Pharmaceuticals are man-made synthetic drugs which leave potentially dangerous toxins in the body. It’s a proven fact that medications are the cause of certain disorders and disease so unless you absolutely have to take a drug for your condition, why not look at a natural alternative?

Digestive health in particular, is a great example of this. We eat a terrible, high processed diet for many years, until finally symptoms manifest because of certain nutrient deficiencies such as digestive enzymes and dietary fiber. Our body eventually needs quality nutrients or else parts of it will start to break down, just like your car if you don’t change the dirty oil and give it clean fuel.

Drugs are not made to cure a disease, only provide temporary treatment of recurring symptoms

Think about it, does a pharmaceutical company want to sell you a cure? Of course not. That would be the last sale they make to you for that problem. Our focus should be on digging a little deeper to find the true cause of the digestive health problem we’re dealing with.

If you have constipation, taking a laxative might give you some temporary relief but it won’t cure your problem for good. Extended laxative use can muscular functions of your bowel, can drain your body’s water, minerals and vitamins. Excessive use can also damage your kidneys.

Now, wouldn’t it be great to naturally cure constipation through the use of diet. Replacing high processed foods, and fast foods which don’t contain many quality nutrients, with real whole foods? Add fresh fruits, raw and steamed vegetables and then replace your processed grains such as white bread and rice with whole grain bread and brown rice. Get the idea?

These wholesome foods will add more dietary fiber, more vitamins, more minerals and digestive enzymes which will help in your body’s digestion and also absorb more of the nutrients from these foods.

Remember, digestive health medicines are a waste of time and money. You need to think about a cure, and that can be done with quality nutrients.

Let food be your medicine and medicine be your food.” – Hippocrates, 400 BC

Small Business Health Insurance – The Best Policy Is A Great Agent

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it.

The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. This being the case, many individuals who purchase their own health insurance plan can tell you very little about their plan, other than, what they pay in premiums and how much they have to pay to satisfy their deductible.

For many consumers, purchasing a health insurance policy on their own can be an enormous undertaking. Purchasing a health insurance policy is not like buying a car, in that, the buyer knows that the engine and transmission are standard, and that power windows are optional. A health insurance plan is much more ambiguous, and it is often very difficult for the consumer to determine what type of coverage is standard and what other benefits are optional. In my opinion, this is the primary reason that most policy holders don’t realize that they do not have coverage for a specific medical treatment until they receive a large bill from the hospital stating that “benefits were denied.”

Sure, we all complain about insurance companies, but we do know that they serve a “necessary evil.” And, even though purchasing health insurance may be a frustrating, daunting and time consuming task, there are certain things that you can do as a consumer to ensure that you are purchasing the type of health insurance coverage you really need at a fair price.

Dealing with small business owners and the self-employed market, I have come to the realization that it is extremely difficult for people to distinguish between the type of health insurance coverage that they “want” and the benefits they really “need.” Recently, I have read various comments on different Blogs advocating health plans that offer 100% coverage (no deductible and no-coinsurance) and, although I agree that those types of plans have a great “curb appeal,” I can tell you from personal experience that these plans are not for everyone. Do 100% health plans offer the policy holder greater peace of mind? Probably. But is a 100% health insurance plan something that most consumers really need? Probably not! In my professional opinion, when you purchase a health insurance plan, you must achieve a balance between four important variables; wants, needs, risk and price. Just like you would do if you were purchasing options for a new car, you have to weigh all these variables before you spend your money. If you are healthy, take no medications and rarely go to the doctor, do you really need a 100% plan with a $5 co-payment for prescription drugs if it costs you $300 dollars more a month?

Is it worth $200 more a month to have a $250 deductible and a $20 brand name/$10 generic Rx co-pay versus an 80/20 plan with a $2,500 deductible that also offers a $20 brand name/$10generic co-pay after you pay a once a year $100 Rx deductible? Wouldn’t the 80/20 plan still offer you adequate coverage? Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?

Yes, there are many ways you can keep more of the money that you would normally give to an insurance company in the form of higher monthly premiums. For example, the federal government encourages consumers to purchase H.S.A. (Health Savings Account) qualified H.D.H.P.’s (High Deductible Health Plans) so they have more control over how their health care dollars are spent. Consumers who purchase an HSA Qualified H.D.H.P. can put extra money aside each year in an interest bearing account so they can use that money to pay for out-of-pocket medical expenses. Even procedures that are not normally covered by insurance companies, like Lasik eye surgery, orthodontics, and alternative medicines become 100% tax deductible. If there are no claims that year the money that was deposited into the tax deferred H.S.A can be rolled over to the next year earning an even higher rate of interest. If there are no significant claims for several years (as is often the case) the insured ends up building a sizeable account that enjoys similar tax benefits as a traditional I.R.A. Most H.S.A. administrators now offer thousands of no load mutual funds to transfer your H.S.A. funds into so you can potentially earn an even higher rate of interest.

In my experience, I believe that individuals who purchase their health plan based on wants rather than needs feel the most defrauded or “ripped-off” by their insurance company and/or insurance agent. In fact, I hear almost identical comments from almost every business owner that I speak to. Comments, such as, “I have to run my business, I don’t have time to be sick! “I think I have gone to the doctor 2 times in the last 5 years” and “My insurance company keeps raising my rates and I don’t even use my insurance!” As a business owner myself, I can understand their frustration. So, is there a simple formula that everyone can follow to make health insurance buying easier? Yes! Become an INFORMED consumer.

Every time I contact a prospective client or call one of my client referrals, I ask a handful of specific questions that directly relate to the policy that particular individual currently has in their filing cabinet or dresser drawer. You know the policy that they bought to protect them from having to file bankruptcy due to medical debt. That policy they purchased to cover that $500,000 life-saving organ transplant or those 40 chemotherapy treatments that they may have to undergo if they are diagnosed with cancer.

So what do you think happens almost 100% of the time when I ask these individuals “BASIC” questions about their health insurance policy? They do not know the answers! The following is a list of 10 questions that I frequently ask a prospective health insurance client. Let’s see how many YOU can answer without looking at your policy.

1. What Insurance Company are you insured with and what is the name of your health insurance plan? (e.g. Blue Cross Blue Shield-“Basic Blue”)

2. What is your calendar year deductible and would you have to pay a separate deductible for each family member if everyone in your family became ill at the same time? (e.g. The majority of health plans have a per person yearly deductible, for example, $250, $500, $1,000, or $2,500. However, some plans will only require you to pay a 2 person maximum deductible each year, even if everyone in your family needed extensive medical care.)

3. What is your coinsurance percentage and what dollar amount (stop loss) it is based on? (e.g. A good plan with 80/20 coverage means you pay 20% of some dollar amount. This dollar amount is also known as a stop loss and can vary based on the type of policy you purchase. Stop losses can be as little as $5,000 or $10,000 or as much as $20,000 or there are some policies on the market that have NO stop loss dollar amount.)

4. What is your maximum out of pocket expense per year? (e.g. All deductibles plus all coinsurance percentages plus all applicable access fees or other fees)

5. What is the Lifetime maximum benefit the insurance company will pay if you become seriously ill and does your plan have any “per illness” maximums or caps? (e.g. Some plans may have a $5 million lifetime maximum, but may have a maximum benefit cap of $100,000 per illness. This means that you would have to develop many separate and unrelated life-threatening illnesses costing $100,000 or less to qualify for $5 million of lifetime coverage.)

6. Is your plan a schedule plan, in that it only pays a certain amount for a specific list of procedures? (e.g., Mega Life & Health & Midwest National Life, endorsed by the National Association of the Self-Employed, N.A.S.E. is known for endorsing schedule plans) 7. Does your plan have doctor co-pays and are you limited to a certain number of doctor co-pay visits per year? (e.g. Many plans have a limit of how many times you go to the doctor per year for a co-pay and, quite often the limit is 2-4 visits.)

8. Does your plan offer prescription drug coverage and if it does, do you pay a co-pay for your prescriptions or do you have to meet a separate drug deductible before you receive any benefits and/or do you just have a discount prescription card only? (e.g. Some plans offer you prescription benefits right away, other plans require that you pay a separate drug deductible before you can receive prescription medication for a co-pay. Today, many plans offer no co-pay options and only provide you with a discount prescription card that gives you a 10-20% discount on all prescription medications).

9. Does your plan have any reduction in benefits for organ transplants and if so, what is the maximum your plan will pay if you need an organ transplant? (e.g. Some plans only pay a $100,000 maximum benefit for organ transplants for a procedure that actually costs $350-$500K and this $100,000 maximum may also include reimbursement for expensive anti-rejection medications that must be taken after a transplant. If this is the case, you will often have to pay for all anti-rejection medications out of pocket).

10. Do you have to pay a separate deductible or “access fee” for each hospital admission or for each emergency room visit? (e.g. Some plans, like the Assurant Health’s “CoreMed” plan have a separate $750 hospital admission fee that you pay for the first 3 days you are in the hospital. This fee is in addition to your plan deductible. Also, many plans have benefit “caps” or “access fees” for out-patient services, such as, physical therapy, speech therapy, chemotherapy, radiation therapy, etc. Benefit “caps” could be as little as $500 for each out-patient treatment, leaving you a bill for the remaining balance. Access fees are additional fees that you pay per treatment. For example, for each outpatient chemotherapy treatment, you may be required to pay a $250 “access fee” per treatment. So for 40 chemotherapy treatments, you would have to pay 40 x $250 = $10,000. Again, these fees would be charged in addition to your plan deductible).

Now that you’ve read through the list of questions that I ask a prospective health insurance client, ask yourself how many questions you were able to answer. If you couldn’t answer all ten questions don’t be discouraged. That doesn’t mean that you are not a smart consumer. It may just mean that you dealt with a “bad” insurance agent. So how could you tell if you dealt with a “bad” insurance agent? Because a “great” insurance agent would have taken the time to help you really understand your insurance benefits. A “great” agent spends time asking YOU questions so s/he can understand your insurance needs. A “great” agent recommends health plans based on all four variables; wants, needs, risk and price. A “great” agent gives you enough information to weigh all of your options so you can make an informed purchasing decision. And lastly, a “great” agent looks out for YOUR best interest and NOT the best interest of the insurance company.

So how do you know if you have a “great” agent? Easy, if you were able to answer all 10 questions without looking at your health insurance policy, you have a “great” agent. If you were able to answer the majority of questions, you may have a “good” agent. However, if you were only able to answer a few questions, chances are you have a “bad” agent. Insurance agents are no different than any other professional. There are some insurance agents that really care about the clients they work with, and there are other agents that avoid answering questions and duck client phone calls when a message is left about unpaid claims or skyrocketing health insurance rates.

Remember, your health insurance purchase is just as important as purchasing a house or a car, if not more important. So don’t be afraid to ask your insurance agent a lot of questions to make sure that you understand what your health plan does and does not cover. If you don’t feel comfortable with the type of coverage that your agent suggests or if you think the price is too high, ask your agent if s/he can select a comparable plan so you can make a side by side comparison before you purchase. And, most importantly, read all of the “fine print” in your health plan brochure and when you receive your policy, take the time to read through your policy during your 10-day free look period.

If you can’t understand something, or aren’t quite sure what the asterisk (*) next to the benefit description really means in terms of your coverage, call your agent or contact the insurance company to ask for further clarification.

Furthermore, take the time to perform your own due diligence. For example, if you research MEGA Life and Health or the Midwest National Life insurance company, endorsed by the National Association for the Self Employed (NASE), you will find that there have been 14 class action lawsuits brought against these companies since 1995. So ask yourself, “Is this a company that I would trust to pay my health insurance claims?

Additionally, find out if your agent is a “captive” agent or an insurance “broker.” “Captive” agents can only offer ONE insurance company’s products.” Independent” agents or insurance “brokers” can offer you a variety of different insurance plans from many different insurance companies. A “captive” agent may recommend a health plan that doesn’t exactly meet your needs because that is the only plan s/he can sell. An “independent” agent or insurance “broker” can usually offer you a variety of different insurance products from many quality carriers and can often customize a plan to meet your specific insurance needs and budget.

Over the years, I have developed strong, trusting relationships with my clients because of my insurance expertise and the level of personal service that I provide. This is one of the primary reasons that I do not recommend buying health insurance on the Internet. In my opinion, there are too many variables that Internet insurance buyers do not often take into consideration. I am a firm believer that a health insurance purchase requires the level of expertise and personal attention that only an insurance professional can provide. And, since it does not cost a penny more to purchase your health insurance through an agent or broker, my advice would be to use eBay and Amazon for your less important purchases and to use a knowledgeable, ethical and reputable independent agent or broker for one of the most important purchases you will ever make….your health insurance policy.

Lastly, if you have any concerns about an insurance company, contact your state’s Department of Insurance BEFORE you buy your policy. Your state’s Department of Insurance can tell you if the insurance company is registered in your state and can also tell you if there have been any complaints against that company that have been filed by policy holders. If you suspect that your agent is trying to sell you a fraudulent insurance policy, (e.g. you have to become a member of a union to qualify for coverage) or isn’t being honest with you, your state’s Department of Insurance can also check to see if your agent is licensed and whether or not there has ever been any disciplinary action previously taken against that agent.

In closing, I hope I have given you enough information so you can become an INFORMED insurance consumer. However, I remain convinced that the following words of wisdom still go along way: “If it sounds too good to be true, it probably is!” and “If you only buy on price, you get what you pay for!”

How to Get Free Dental Care in the Texas State

Today a lot of people never get dental insurance included in their medical insurance policy. In fact a long time back, the thousand dollars of dental fees were not even covered by insurance policies. Nothing seems to have changed in fact the costs involved in dental treatments have now doubled or tripled than before. Now, even if insurance covers dental treatment costs only a small number of people are actually able to afford it. Due to this reason a lot of people have opted for tooth extraction as an alternative of paying for dental care. Many of them even avoid getting dental care treatments on time due to the expenses involved. Tooth decay and gum disease are the common risks involved if oral care is avoided long enough.

Out of all the 50 states in the U.S., according to the Texas Senator Eliot Shapleigh only a minimal number of residents in Texas have overall health insurance and therefore it ranks last in this regard. Free dental care has become a need all over the country and especially in Texas, so now a lot of organizations have started to put an effort to offer free dental services and there are now several places where people can go, to avail free oral care.

If you are in need of free dental treatment you can start by contacting the Texas Dental Association Smiles Foundation. Every year these dental care opportunities are provided by the licensed dentists at this organization for those who are in need of immediate dental care. The Texas Mission of Mercy is a large event which is held every year for two days in variety of cities all across the state. Here hundreds of people are able to receive free dental care from the volunteering dentists. They even offer free dental services on the go by traveling into communities in mobile vans known as ‘Smiles on Wheels’.

A second alternative to receive such schemed care is by applying at a Hill-Burton Facility for free dental care. The U.S. Department of Health and Human Resources runs the Hill-Burton program, where qualified people are allowed to avail free or low-cost dental and medical care. To be eligible the income level of each patient should meet the current HHR Poverty Guidelines. All you need to do is to go to a facility near you where a Hill-Burton obligated facility is accepted and apply for the free treatment and care. In Texas there are now 11 Hill-Burton facilities and by visiting the HHR website you can find more information about them.

Lastly searching online for a free or low-cost dental clinic will also help you to receive free oral care. To find the right program and service all you need to do is type the term ‘free dental care’ into a search engine with the city closest to you. You can find a comprehensive list of free and low-cost medical and dental care services listed by state and city at Free Dental Work.org.

Is It Safe To Use Natural Health Medicine On Toddlers?

Most parents who have toddlers know how often they come home from kindergarten or day care with a runny nose.

That is because our children often catch illnesses from other children in these closed environments. This is why administering natural health medicine on your toddler can be beneficial in more than one way; not only will it help cure those minor illnesses that appear from time to time, but it will also bolster your child’s immune system to prevent them before they even take root.

Natural health medicine can give your toddler that extra boost he needs to avoid illness. Natural health medicine is made in a way that ensures that the growing toddler recovers fast and is not held down by the common cold or runny nose.

In addition to being really effective, they rarely have any side effects, which as a parent is good to know. Most of them are based on soothing the body and will not make your toddler tired or sleepy.

But because they are ill, their bodies will need the rest so that they can recover quickly. Natural health medicine will also make them less prone to getting ill, which as a parent is definitely good news.

It is hard having a sick toddler because all you want to do is to take the pain away from them. And natural health medicine will help you do that so that your toddler is back on their feet in no time at all.

They will feel more energetic to continue exploring the wonders of the world; and their bodies will be able to sustain anything that they might throw at it.

A little research in the natural health medicine department will only be a benefit to you and your toddler.

How To Be Sure Your Great-Grandchildren's Children Care

What will you practice today? Will your great-grandchildren’s children care?

When I began this leadership work many years ago, my focus was a bit different versus today. You could say, quite rightly, I have evolved my thinking.

However, well before I found myself immersed in The Five Practices of Exemplary Leadership© and what’s been created since, the foundation was set with seven key principles. I thought I would share those with you today and let you kick them around and, hopefully, respond with your thoughts.

Principle #1: Leaders focus on themselves. Sounds kind of selfish, yes? But hold on a minute. If you are not working on your personal growth, how the heck can you be a leadership role model for others?

Principle #2: Leaders simplify their lives. In today’s fast-paced, multi-tasking world, exasperation is staring at you in the next Tweet, text or email that demands your immediate attention and action. Have you cleared your desk lately? Deleted those emails that have stacked up since email was invented? Tossed files (please recycle)? Clearing the desk really does clear the mind.

Principle #3: Leaders establish priorities for themselves. Keep in mind, that there is no great value in getting things done, if they are not valuable to do. Have you separated yourself from what is least important in your life yet? If not, why not?

Principle #4: Leaders define their destinations. Do you know where you’re going? Do you need a personal GPS (Goal Performance Strategy) guide? Take some time to stretch out and create a personal vision and some stretch goals for the several areas in your life: Personal, Family, Professional, Financial, etc. Jot down just a few ideas in each category, reflect on them a bit and then get busy adding action steps to help you reach those outcomes. New Year’s Day is not the only time to make resolutions.

Principle #5: Leaders plan their time based on importance. All of my coaching clients have heard my suggestion that they take some L.E.A.D time each day. Listen to yourself with a 10 to 15-minute planning/re-planning session; Evaluate how you are doing in each area of your life; and Adjust what needs reconsidering. Finally, Determine, once again, if the destination you set is still correct.

Principle #6: Leaders nurture their creative genius. Are you aware of your creative genius? Or, are you just stomping through each day hoping to make it back home in one piece? Ugh! Every person is a creator. You have created your life to this point. Happy? Yes? No? What are you going to do about it? Robert Fritz, an author/colleague from years ago told me, “The creative process is alive. It is improvisation. And it is one of the most powerful and intimate involvements with one’s life I know.”

Principle #7: Leaders don’t arrive, they evolve. You’ve probably heard something like that before. It’s very true. There is no end point with leadership. It takes constant practice and is a continuing saga. And, keep in mind, depending on your life story, the memory of you takes a while to slip from this Earthly atmosphere.

Live your life with purpose. Create your Masterpiece. You wouldn’t want to disappoint your great-grandchildren’s children would you?

Natural Health Medicine – Children

Natural health medicine can be as important for children as it is for their parents. The close contact they encounter with other children, in nurseries and kindergartens, means that minor infections, such as runny noses and colds, are easily picked up.

Natural health medicine can assist children to resist infection by boosting their immune systems. In turn this may assist them to combat the germs carried by other children, or if they do catch something it could help them to nip it in the bud.

In addition to being effective in strengthening a child’s resistance to illness, natural health medicine is usually free of unpleasant side effects. Therefore, it helps children to stay healthy in more ways than one. Not only are they less likely to be affected by illnesses, but also if they are unfortunate enough to be smitten, natural health medicine assists in promoting a speedy recovery.

It is always distressing for parents of children who become ill, as well as for the children themselves. Those parents who have discovered the benefits of natural health medicine are in a better position to help their offspring stay well. Children frequently recover quickly from minor ailments, but may do so even more speedily with the help of natural health medicine.

Although sick children can quickly recover, parents are concerned that illnesses can spread to brothers and sisters. This is why natural health medicine is important to the whole family. It can help to ensure that any temporary incapacity does not become prolonged.

Of course children rely on their parents to look after them, and they are even more dependent when they are unwell. Fortunately there are natural health medicines for children as well as adults. Natural health medicine for children is just one of the ways that proper care can be administered. It is good that we live an age when help and advise is freely available for child related matters. Undoubtedly children are our future, so it is in our best interests to look after them and protect them from illness.

Alternative Health Treatment – 5 Questions and Answers

1. Why should I look at alternative health treatment as a realistic remedy for my ailment?

While Western medicine has advanced closely in tandem with knowledge of and experimentation with drugs as a way of treating disease and illness.

It’s not surprising, therefore, that it relies heavily on drugs and medications for treating disease. But drugs and medications are not natural to the human body, and invariably there are side-effects, often harmful.

Alternative health treatment is based wholly on natural cures not involving drugs or manufactured or processed materials. As such, it is invariably accepted by the body without resistance, so no energy is wasted in fighting it. It’s like swimming with the current rather than against it.

Besides, alternative health treatment has an excellent record in curing people of illness and disease, arguably a better record than Western medicine.

2. How does alternative health treatment differ in essentials from orthodox medical treatment?

Orthodox Western medicine depends largely on the administering of drugs and medicines, and unnatural procedures such as chemotherapy for cancer victims. It focuses largely on the symptoms rather than the underlying cause. A typical example is the taking of pain killers to cure a headache.

Alternative medicine acknowledges that the natural state of the body is one of good health, and that the body, mind and spirit are closely connected. It recognizes that all these components of the whole need to be in balance, and treats illness as a sign that they are out of balance. It therefore works to restore the natural balance and, thereby, good health. A headache would be cured by direct action on the area affected, e.g. by acupressure techniques.

3. Why don’t doctors and surgeons give more weight to alternative health treatment, and why hasn’t it made more progress in being accepted by the medical establishment?

The medical establishment consists largely of doctors and surgeons. Put yourself in the position of a doctor or surgeon. You spent seven gruelling and expensive years qualifying and passing difficult exams, and working long hours for at best mediocre pay. You now have an encyclopedic knowledge of medicines and medical drugs and procedures, and are enjoying a financially rewarding career in medicine.

Then you learn there is an alternative system of medicine based on herbs, and practices such as acupuncture that claim to be able to deal with medical conditions better than the medicine you learned at such cost in money and time. What would your feelings be towards these alternative medicines?

4. Isn’t alternative health treatment rooted in the past, and modern Western medicine with all its advanced technology the way ahead?

What matters more than anything else is what treatment will effectively cure your own particular ailment.

Just because skills such as acupuncture, acupressure and yoga have been practiced for thousands, of years in the Far East it doesn’t mean they are any less relevant today. On the contrary, it is evidence of their effectiveness.

Western medicine may have all the modern gleaming technology, but it is still a system developed and administered by humans and subject to all their faults and failings. Yes, it can and does produce some astonishing and greatly beneficial results, such as transplant surgery and artificial limbs, but in the case of common ailments and complaints, sometimes the simple methods are the best.

5. Which alternative health treatment is best – herbal, physical contact type treatment such as acupuncture or chiropractic, or supplements such as oils and enzymes?

It’s horses for courses. Different kinds of treatment best suit different kinds of illness. A general malaise, such as weight loss or gain, can often best be treated through a change in diet and the administration of herbal remedies, plus an exercise regime, whereas constant muscular pain such as back ache is best treated by someone like a chiropractor or osteopath, who can manipulate the bones and muscles so as to remove the root cause of the pain.

Effective Mental Health Treatment May Mean Using Alternative Methods

Effective mental health treatment doesn’t have to mean prescription drugs and hours of therapy. There are alternative methods for dealing with things like stress, depression, memory issues and even age related issues like Alzheimer’s and dementia. So why don’t we hear more about them? A lack of understand on the part of many doctors keeps the public from being educated and aggressive marketing by drug companies keeps prescriptions flowing.

This is not to say that there isn’t a time and place for mental health treatments like prescription drugs or therapy. Those can be helpful for certain things, but it may be that we are too quick to turn to them for mild to moderate forms of stress, depression, etc. Often there are alternative mental health treatments available.

While the category of alternative mental health treatments can be broad, the primary method that can be of benefit is natural supplements. Secondary treatment methods would include lifestyle changes such as exercise, altering diet, etc. Research has recently been done in both those areas that has opened the door to new thinking on how to address illness of the mind. Some of the change in thinking involves treatment, the rest prevention. However, it is the primary method of supplements that is the focus of this article.

Mental health treatments that are truly effective deal both with prevention and treatment. Supplements are a powerful tool to address each. Studies have been done showing that many herbal supplements are as effective as prescription drugs in dealing with various aliments. For example, a study on Passion Flower found it to be as effective as a leading anti-anxiety medicine for helping people suffering from anxiety disorders.

Ginkgo Biloba is another example. In a study done on Alzheimer’s patients the results demonstrated that Ginkgo may be as effective as a commonly used Alzheimer’s medication in delaying the symptoms of dementia in people that have the disease. It also seems to be effective as a preventative mental health treatment to delay the onset of Alzheimer’s in those who may be predisposed to it.

The thing about these alternative mental health treatments is that the findings of these studies are not likely to get public press and acceptance of the information by both medicine and the public alike is slow. However, they are far more cost effective and have fewer side effects than most prescription drugs. This is not something drug companies like very much so much is done by them to over emphasize their products.

Newer supplement products containing compounds like huperzine A, choline, L-Tyrosine and 5-HTP are also promising in their ability to support a healthy mind. They work to help the body produce and sustain neurotransmitters, the chemicals your brain needs to function. Many mental issues like depression, anxiety, Alzheimer’s, etc. involve reduced levels of certain neurotransmitters or destroy them outright. These compounds help counter that effect thereby sustaining brain function. Studies have been done on these, but more research is underway.

Fast Food and Traditional Food

The term “cooking” includes a wide range of methods, tools and combination of ingredients to create the flavor and digestibility of food. Cooking technique, known as culinary art, generally requires the selection, measurement and combining of ingredients in a controlled procedure in an effort to achieve the desired result. Constraints on success include the variability of ingredients, ambient conditions, tools, and the skill of the individual cooking. The diversity of cooking worldwide is a reflection of many nutritional, artistic, agricultural, economic, cultural and religious considerations that impact upon it. Cooking requires applying heat to a food which usually chemically transforms it and changing its flavor, texture, appearance, and nutritional properties. There is archaeological evidence that the primitive human being used to cook their food with fire that was the most important thing discovered by the primitive human being. Cooking food and cuisine culture vary from country to country and from one culture to another and each cuisine has its specific particularity. Nowadays, because of the modern life that changes everything around us and influence our life style and eating habits, people are less preparing their own food. Eating habits tend to unify people from different society. The food production and the process of eating obtain new characteristics. Food available around us seems to be very different from the one that we used to eat.

Eating habits and modern life

Everything is running in high speed, people do not have time for cooking, don`t has the desire and patience to stay longer in the kitchen, and they don`t have the willing to prepare their own food. Old generation still prefer to cook their own food unlike young people who prefer to eat fast food because they don’t want to spend long time cooking and the desire for the cooking. The modern life shapes our eating habits and makes us like slave following its speed. It`s not hard to find fast food restaurant they are everywhere and every corner. Fast food consumption cause damages to the social and economic life of the country and leads to many health problems such as obesity and heart diseases according to many studies. Also, many nutrition experts from different countries have already declared the epidemic character of fast food. The rapid process of globalization and modern life influence our eating habits and gives opportunity to fast food restaurants to grow and flourish. Fast food seems to become very common everywhere, though some positive aspect of the fast food in easy to prepare, available in many places, and it is a substantial meal. But in other hand, we can estimate that its negative aspects are more important and bigger. I think it is easy to understand that fast food is one of phenomenon that is going to be accepted by people. We are going to see the process of disappearance of the traditional culture with the development of fast food restaurants in all countries all over the world.

How to fight fast food addiction

The best example of the fast food success to change the modern life is the invasion of the world’s food market by the giant fast food company such as McDonald, KFC and others. According to McDonald`s web site, McDonald has about 29.000 restaurants in 120 countries all over the world, and serves nearly 54 million customers each day. As well as it indicates the fact of such changing in eating preferences and even in the way of life itself. There is no doubt that right now fast food changes the face of many nations and eating habits around the world. To sum up, unfortunately, it is hard to prevent these global changes that traditional food is going to be replaced by new foods that common for all people in all countries all over the world. But the good news is that, recently there are some people and some movements which try to contrast the process of modern life and ask people to go back to their traditional food. To solve this problem we need restaurants that offers traditional food, and able to attract large amount of faithful customers. Also parents must teach their children how to prepare and cook the traditional food. Many People figure out that traditional food is much better for our health, so they want to preserve and keep the cooking tradition from evaporating. There is enormous hope of people to preserve their food preparation customs and tradition. The major obstacles are the modern life style. Some people might say that it is difficult to preserve our traditional food because it takes a long time to prepare and people today can not spend a long time in cooking. Other people, especially older people might say that, it is unfortunate to destroy culture and tradition. Those people might be right.

Conclusion

In these days, people have more health problems that are related with the new eating habits and fast food consumption. Despite some advantages of fast food the harm caused by fast food does not outweigh its benefit. I think that people should consider the negative fact of fast food consumption and the benefits of preparing their own food at home. It`s unfair that the traditional food which arrive to us from generation to generation we are going to replace it with junk food that will harm us more than benefit us. It`s unfortunate to lose the cooking tradition and eating homemade food prepared by our mothers together around the table. I am sure that all of us must think over this problem and try to find the appropriate solution to save our cultures, our traditional foods, and more importantly our health. So we should take action immediately to preserve traditional food and encourage people to prepare their own dishes, so they can stay healthy and live longer. Even though fast food is cheap, convenient, yummy and available in every corner in our cities, but that does not mean that our health is cheaper than the fast food that we eat.

Dental Care Services and Plans

Many people usually neglect issues related to dental care such as taking good care of their gums, teeth etc. Dental care also involves treatment and prevention of diseases of the teeth and gums apart from the repair and replacement of defective teeth.

Gone are those days when dental services used to be an expensive option. Let us have a look at a few tips on how to find affordable dental care services:

1. Start by simply inquiring about a good dental plan from your co-workers, friends and relatives. Ask questions such as whether emergency service is provided, how easy it is to get an appointment, how much it costs, the different types of dental services and so on. Also inquire about whether the atmosphere of the dental care facility is reassuring and relaxing, behavior of the staff especially towards children etc.

2. Dental services are also provided at local dental schools at affordable and competitive rates. Some of these schools might offer to check and clean your teeth for free of cost. It should not be a problem to find a list of such schools in and around your area through internet.

3. In case you are new to an area, try checking out the services of the dental specialist who provides his/her services to the local hospitals. You can also search for the best dental care facilities in your area online. You can also use your insurance company’s website to search for dentists who would accept your insurance cover.

Following are the two most popular dental plan options:

1. Dental Insurance:
One of the options for oral health care is dental insurance. Apart from a few dental insurance policies which might cost less than $10 on a monthly basis, most of the available options would be expensive. It is essential on your part to read the entire terms and conditions, excluded procedures and items, what the policy covers, the annual cost for both family and individual policies which ever applies to you.

Most of the people going for such policies do not know that pre-existing conditions are not covered by such policies. Even after the completion of 1 year, most companies pay progressively, such as covering 15% the 2nd year, 30% the 3rd year and so on. Thus, such kinds of dental insurance are usually not recommended by agents currently because of their lack of coverage and high cost.

2. Discount Dental Plans:
Pre-existing plans are not restricted in case of discounted dental care plans. Substantial discounts are offered by such plans on routine dental care like braces, dentures, root canals, X-rays, cleanings, check-ups and more. The membership fees of such dental care plans usually average around $150 for families and $100 for individuals annually. At the time of your appointment, you need to pay for your visit in full.

No permission of any sort is required in case you want to change your dentist. Within the network of the plan, you can visit any provider in any state. It is to be noted that large discount dental plan networks have providers in excess of over 0.1 million dental specialists and dentists worldwide.

You might be surprised to know that over 70% of the families residing in United States do not have any dental plan. Thus, it is important for you to realize that proper dental care is essential for the well-being of your entire body.

Online Babysitting Services: How Do They Work and How To Choose The Right One For You

So you need someone to watch your children and have decided to look into online babysitting services. However, there are so many to choose from, including Sittercity, Care, Care4Hire.com, GoNannies, AuPairCare and 4Sitters.com, that it is overwhelming. To find the best fit for you and your family, you need to check out an assortment of sites. Each one will vary in everything from their fees and services, to their applicant filtering system and reputation, to the number of caregivers in their database. Some even provide contact information for pet sitters, housekeepers, tutors and eldercare services.

There are two ways in which online babysitting services work. With the first method, parents post a job and then the sitters who are interested and nearby contact them. This may be done via email or telephone. The parents can then respond accordingly. With the other method, parents can look at the profiles of potential babysitters and then contact the best ones. When searching, you get immediate access to babysitters. Simply type in your zip code and a list of local sitters pops up. When you click on a sitter, you may get a brief bit of information or their entire profile.

Some sites will let you preview and look for sitters without registering, so you can see the options. However, if you want to get the contact information, you need to be a member. Subscriptions may be paid for on a monthly or yearly basis. The best sites will give you a free trial period, perhaps for a week, so you can try it out first. If you like it, you often have to pay an initial registration fee, in addition to the subscription costs.

Be aware that not all sites do the same things. Some may simply interview the babysitters to create a profile but do not check references. Others provide the option of doing extensive background checks. However, it may cost extra or require you to increase your membership level. The best sites will have a multi-step screening process. In addition, the online babysitting services should have comments or referrals from people the caregivers have worked for in the past.

Most online babysitting sites also have a search filter that lets the parents narrow down the candidates. For instance, if you have a child with special needs, you can locate a babysitter who has previous experience with this type of child or someone with specific medical certifications. This search filter will help you save time. They can also help you find back-up sitters at the last minute, in case the scheduled sitter gets sick or you get an unexpected dinner invitation. Some sites, like Sittercity, even offer nannycam and video monitoring options.

Don't Put Off Researching For The Right Family Healthcare Plan

Family health care plans or insurance can be extremely beneficial to the well being of the people you care the most about. Let’s be honest, our health is very important to us and as we age it becomes vitally important that we spend some time thoroughly researching the health insurance providers in order to find a family healthcare plan that protects the interest of our family’s health without costing us a fortune in health insurance premiums or monthly rates.

There are several reasons why researching a family healthcare plan is a good idea. First and foremost as I’m sure you are aware more and more companies are downsizing or eliminating the benefits they provide their employees. Unfortunately, reducing or completely doing away with health care benefits has become the norm as opposed to an exception to the rule. For this very reason it is imperative that you spend quality time now finding an adequate family healthcare plan that will provide outstanding family health insurance to your most precious of assets.

Guess what, accidents happen and they do so with enough frequency that should you need to take a trip to the emergency room or to the doctor’s office it’s better if you go knowing that you have a family healthcare plan that has you covered and will take care of any medical or health related bills that appear as a result of the hospitalization required due to the accident.

Being financially strapped for cash is no picnic and can be very stressful for many consumers. Having a family healthcare plan allows you to put aside any financial worries you may have in the event you find yourself or a family member needing attention or treatment at a local hospital. Having proper health insurance also affords you the opportunity to save money for other needed necessities in life because you won’t have to worry about having to cover any medical expenses or bills that may come up due to receiving medical attention from a hospital or doctor.

As you do your online research in order to find a family healthcare plan that fits your needs, wants and desires you will be able to compare price quotes between several different health insurance providers or companies. Always make sure to look at deductible costs, prescription costs and of course the doctor’s that you can choose to seek future medical treatment from. The time you invest in finding the best family healthcare plan will save you money and aggravation in all of your future medical emergencies.

Information on Two Type of Taxis in Israel

Taxi services are a common way to travel through Israel. There are many benefits to using a taxi as your main transportation method when you visit the country. Some of these benefits include affordability, comfortable cars, frequent arrivals and departures and easy to locate. There are two different types of taxi service which are currently available in Israel and these two types will be discussed below.

Special Taxi (the private taxi)

When most people think of a taxi they think of the special taxi. Also known as a private taxi, the special taxi in Israel will pick up you and only you (and your friends if you so desire) and then transport you to your destination. The special taxi runs on a meter, as required by law, and has a price scale which makes payment issues much less common. When you get into a special taxi you can rest assured that you will only pay what the meter registers, no more and no less. The special taxi is easy to spot on the road as it is a bright white color with orange numbers which show the taxi registration number. If you need to get a special taxi, simply catch one on the street that drives by or call ahead. Your taxi driver may even provide you with a glimpse into the city but make sure that they are registered with the Ministry of Tourism (ask to see ID/photo badge) if they try to give you a full tour of the city.

Service Taxi (monit sherut)

The service taxi known as a monit sherut is a larger taxi which carries many people at once. These taxis are typically minibuses and can hold around 10 people on average. The monit sherut will drive around town picking up passengers as it goes. Since it is a larger vehicle and money needs to be made along the way, the monit sherut driver will usually wait a while until their bus is full. This may take a ½ hour at times so if you are in a crunch to get somewhere, it may be wise to settle on a special taxi. On the bright side, you are often able to find a monit sherut at all hours of the night which is great for those night owls. Service taxis are prevalent in most of the main cities such as Eilat, Haifa, Netanya, Nahariya and more. If you are hoping to travel on the holiday, keep in mind that service taxis often operate on these days. The monit sherut provides an affordable option and is the less expensive of the two taxi services.

Both the special taxi and service taxi will get you from your location to your main destination. It is just a matter of whether you want the privacy of the special taxi or the affordability of the service taxi. Also keep in mind where you have to go and what time of day you are traveling to your destination as this could make a difference as to which taxi service you choose to use.

Fast and Efficient Ways To Finding An Apartment In New York City

Searching for an apartment in the biggest City in the country is a daunting task; whether you are new to NYC or a 12 year veteran like me, you will need thick skin to navigate this concrete jungle! Let me start with my personal experience.

I am originally from Portland, OR, I moved to the Big Apple back in 1998. My first 5 months living in New York were spent living out of a hotel because I had a hard time finding a place. My original intentions were to stay at my hotel for 2 weeks, but I had to extend my stay since I grossly underestimated the difficulty of finding a decent apartment in New York. Now after 12 years and 7 moves I consider myself an expert in New York City apartment hunting and now I will share the knowledge I have accumulated over the years of searching for apartments by myself or using a broker.

This article is a guide that will help make the process of finding an apartment in this “crazy city” easier, more efficient and less confusing (it might even save you a couple of dollars in the process). It is all laid out in an easy to follow 6-step process.

Step 1: Figure Out What Neighborhood You Want To Live In!

This may seem like the easy part because you obviously want to be in an area that is convenient, trendy and safe, however you will soon figure out nothing is that easy in New York City. You need to determine what neighborhood fits your personality/life style and at the same time determine what kind of space/amenities you will need. For example you may work in the East Village and love the energy there but are you willing to pay the steep price tag for a “shoe box”(and by “shoe box” I mean a tiny apartment) in a run down building that is a 4th floor walk-up. Do you feel comfortable living in an area where it’s a constant party scene every night?

A book that is an amazing source of info for the ins & outs of every neighborhood is the NFT (Not For Tourist) guide of New York City. You can buy this in any Barns & Noble and make sure it is the most up to date version because there is a new version every year. Another great way of getting to know a neighborhood is by Googling it. With an endless source of information in cyber space why not take advantage of it. If you prefer doing it the old fashion way, taking a stroll through the neighborhood, go for it! But make sure you have your trusty NFT guide with you so you can spot the important things.

Step 2: Determine What You Are Willing To Sacrifice

In your apartment search you are going to have to sacrifice something whether it be size, location or amenities. You are going to have to prepare yourself mentally and emotionally because the grim reality is the perfect apartment doesn’t exist (unless you have an unlimited budget) The general rule of thumb in New York is the further uptown you go the bigger and cheaper the apartments will be. The further downtown you go the smaller and more expensive it will be.

You need to determine what is most important to you within your unique budget and find that middle ground. My advice, is if you find an apartment that is 70-80% ideal, take it, because the pickier you are the harder the search will be! I learned this the hard way a longtime ago and you do not want to get stuck chasing around that “magical apartment”. Yes, it is possible you might get lucky and find that perfect apartment but so is hitting the jackpot in the lottery!

Step 3: Determine What You Can Afford And If Your Budget Is Realistic

Once you have an idea of which neighborhoods you prefer to live in, now you have to determine if your a budget is realistic. Determine what is the average price for an apartment for those neighborhoods. How? I recommend going to a website called apartmenthero. This website will provide current market averages for every size apartment rental in every neighborhood in the city. Results are usually pretty accurate but sometimes they can be a little off, about plus or minus $300. When you first enter the site you will be prompted to enter information to compare your current apartment to the current market rate. If you’re a “newbie” and do not have an apartment yet, go to the right column of the website, click on “average rents in Manhattan”. Another great way is to do your own research on nytimes. I find that nytimes rental listings are much more accurate and up to date, as opposed to Craigslist and other sites where there are tons of bait & switch scams.

Next, determine what you can afford, landlord’s make this part easy because to qualify for most apartments in the Big Apple, you need to have a good credit standing (650 or above), earn a yearly household income of 40-50 times your monthly rent and if you don’t, then you need a guarantor. He or she needs to earn 80-100 times the monthly rent. For example the average one bedroom apartment in East Village is about $2,300 -$2,600 per month; you will need annual household income of $92,000 to qualify and a guarantor, would need a yearly income of $184,000 minimum.

Step 4: Timing Is EVERYTHING

I have a good friend whose ex-wife worked as a real estate agent for eight years. When they were still together, I had the unique opportunity of getting some great tips on how to look for an apartment in New York. The most impacting tip she gave me was that timing is everything. New York is unlike any city in the country when it comes to this, in most cities you generally start your apartment search two or sometimes three months before your move out date. In New York the market moves so fast that most landlords want to sign leases immediately after your application is accepted. At the very most, you have a month to search, the best deals generally come out the first week of the month or the third week of the month. Approximately 70% of the listings in the first week of the month are for movers moving on the 15th, 30% are meant for movers moving at the beginning of the next month.

Make sure you secure an apartment at least 1 1/2 week prior to when you want keys! My advice is you only need 5 days (sometimes less) to find an apartment. The first 2 days should be getting to know what’s out there, the 3rd and 4th day should be narrowing down your search and 5th day should be getting your paperwork together & submitting your application. With every rule there are exceptions, if you find an amazing place that is 95% ideal on your 3rd or 2nd day do not hesitate, take it! What is great to you is more then likely great to most apartment hunters. The vacancy rate in Manhattan is usually around 1-2% so there will be always more people looking for apartments then there are availability.

Step 5: Determine What Strategy You Will Use To Find Your “New Home”

This decision can make or break you depending on your situation. There are two ways to go about finding an apartment in New York City, you can do it the easy/expensive way and hire a broker to find you a place or you can do it the hard/affordable way by doing it yourself. I personally have done it both ways and it all depends on what you are looking for and what is your situation. Here are the benefits of both methods:

Benefits of doing it yourself

1) You will save MONEY!!!

-Broker fees are expensive; they range from 1-month rent to 15% of the annual rent. If the broker has an exclusive on the listing, you will likely have to pay 15%

2) You avoid shady money hungry brokers

-Lets face it in every industry there are bad apples and the real estate industry is no exception.

3) You will learn the City

-With all the walking you will be doing you will get to know the city better then you ever have before.

4) You’ll be in better shape when your done

-You will be in better cardiovascular shape because you will be walking a ton! So you better have on some comfortable sneakers.

Benefits of using a Broker

1) Faster and more efficient

-Your apartment search will be less time consuming and more efficient because brokers have access to thousands of listings you will never have access to and can show you a bunch in one shot.

2) Avoid outdated listings

-Websites like Craigslist, Renthop & Apartments.com are flawed and poorly regulated and most of their listings are barely updated. Brokers listings are updated daily because they have direct contact with the landlord

3) Brokers know what a landlord wants

-Each landlord in the city has their own preferences and application requirements. Brokers know what each landlord is looking for in a tenant; this can save you time, heartache and expensive application fees.

4) You will have access to more Apartments

-Approximately 41% of available listings in New York are only accessible through brokers. These types of listings are called “broker protected listings”, the land lord will only take applications represented by a broker.

Step 6: Here Are Some Great Tips

1) Talk to a Doorman

-If you do decide to try doing it yourself talking to doormen is a great way to find an apartment. Doormen not only have info to the building they are working in but to other buildings the landlord may own.

2) More is not always better

-If you do decide to use a broker, more than one broker at a time is not always better. Brokers have almost all the same listings because most listing are open. For example if you call ten brokers and give them your detailed description of what you are looking for there is a distinct possibility you will be shown the same apartments. At the same time you should not limit yourself and work with one broker, you might be missing out, because some brokers have exclusive listings. My advice is, you should only use three brokers and if you find one that you feel is competent and trustworthy, stick with him/her.

3) Use NakedApartments

-This website gives you the ability to not only look for rental listings while discreetly contacting brokers/landlords but you can give them a review if you had a bad or good experience. You can also look at the reviews of other brokers or landlords before you decide to contact them.

4) Don’t be afraid to negotiate a broker fee

-Most brokers would rather negotiate and get the deal done then risk having the next broker showing the apartment and rent it before him/her. Do not get carried away, no broker will take less then a month. Remember if the apartment is an exclusive listing you will have no leverage for negotiations.

What Is Your Fashion Jewelry Style Personality?

We all have a certain personality that reflects our fashion style. It speaks volumes about us to people we don’t know. Read this to find out what is your fashion jewelry style personality

Classic

Tradition is an important part of your life. You are mostly around the age of 40. Your jewelry box has a few timeless classic pieces like a strand of pearls or a vintage brooch. You avoid prints and prefer solid colors like black, red and white. You wear your timeless classic style and not the other way round. You know when a drop of pearl earrings or a diamond bracelet is enough to reflect your personality. You prefer expensive items in your jewelry box that will last long and don’t throw them away till they are worn out. You are always confident that you will look good whatever the occasion even though you will not be the center of the crowd, something that you always avoid. That is the reason you like playing it safe with these timeless classic fashion jewelry pieces.

Romantic

Femininity oozes from your style. You are hopeless romantic who is in love with the past. You wish you were born in the Victorian era and fallen in love in that time period. Your jewelry box is full of girlie, pretty and delicate pieces. Floral motifs, butterflies, symbols of love like the heart are your favorite designs. You love wearing, looking at and surrounding yourself with pretty things. Romantic fashion jewelry personalities love pastels to create a soft and dreamy look.

Trendy

You are the Queen Bee of the social circle, the party princess and the darling of all. Your fashion style is dictated by the latest trends in fashion magazines and celebrity styles. You cannot be seen wearing the same outfit among the same crowd twice; in short you are a true fashionista. You are willing to break your budget to get your hands on the latest trend in fashion jewelry. You are most likely to be under 40 and love to buy all things designer to flaunt “what’s in” among your subjects, because you are the princess.

Free Spirit

You march to the beat of your own drum. You find beauty in unique things and follow your heart to express your style. You create a trend which nobody else can wear except you. You have a penchant for all things natural which makes you feel close to nature. Bohemian style reflects your personality. You look gorgeous with just one unique jewelry piece. Your laid back style comes effortlessly to you. Floral designs and symbols like birds depict free spirit are your favorites in your in jewelry box. When you buy fashion jewelry it is important to you that the jewelry piece is unique and speaks to your heart. Often your jewelry pieces are not expensive but they reflect your free spirit personality.

Flooring Services Available

Flooring services in Austin cater to different industries which include the hospitality industry, custom homes, health care industry, commercial and retail buildings, and schools. They offer hardwood flooring, vinyl flooring, cork flooring, bamboo flooring, and laminate flooring. Now you can easily hire a professional to install the flooring of your choice whenever and wherever you want.

Not only installation, but subsequent sealing, cleaning, and refinishing services are also provided by these companies in Austin. The following are some of the services that they offer:

Hardwood floors installation and refinishing: If you are not adequately skilled to install hardwood planks at your home you can seek professional help. This helps you to save a lot of money, because if you go wrong with the installation process you might have to redo it all over again. A professional will know how to fix the planks to the subfloor. Also, if an old floor requires refinishing it is always recommended to get it done by a professional. Many a times it happens that the old one does not actually require refinishing; only a top coat finish might be enough. A professional can best advice you on the maintenance of the floors.

Cork Floors Installation: These are growing in importance these days. Their installation is not an easy process. It must be made sure that the subfloor are absolutely dirt and moisture free. It is also important to make them smooth and leveled, or else the installation might not take place properly. Finally sealing and cleaning of these types of floors are very important. To make them water resistant, optimum amount of the sealant should be evenly spread. It is better to hire a professional and remain on the safe side with the installation process.

Vinyl or Laminate Floors Installation: These types of floors are usually glued to the subfloor. Hence it is very important to trim the edges of these properly. It might get difficult to trim the vinyl sheets around fixtures like, a sink, that can’t be removed. So for perfect measurements it is best to get it done by some company providing professional services. Another point here is that these sheets must be glued properly, such that the surface does not remain uneven. Only a professional can guarantee such an error free result.

Hence, it is better to hire professional services when it is available at hand. This ensures that you don’t have to waste unnecessary money in redoing your floors if anything goes wrong.

Day Care – How to Boost Your Earnings

Day care is becoming a booming business avenue with passage of time. As more moms are working out and no one at home to take care of the children so day care facility is the only choice. These centers offer care for children of different ages like newborn, infant, toddler, preschool or older children. As an extension, you can also find on-site day care for businesses or schools, after school day care programs, over night care, part time care, occasional care etc. It means you can find children care facility according to your needs.

Care centers keep your children busy in different activities. Children not only enjoy but also learn a lot of things at day care centers. Theses centers provide you solution for children’s sleep issues, biting tendencies, potty training, teething etc. If you want to start a day care business then you must have the qualities that parents look for while selecting a day care facility. These qualities are:

  • A licensed day care facility
  • Trained, helpful and pleasing staff members
  • Special attention to each and every child
  • Attractive play equipment
  • Adequate different areas for different activities
  • All the area must be hygienic
  • Prepare balanced meals
  • First aid facility
  • Ability and equipment to handle emergencies

A good day care center should have a proper schedule for different activities of the children. It may include physical games, learning, coloring, meals like breakfast, lunch, snack time etc., story telling, sleep time, cleaning up mess, prepare to go home etc. Apart from making schedule for the children, you would be looking after many other tasks like meeting parents, explaining them your facilities, arranging the record of your customers, matching number of children admitted and staff members available and a lot of other things. So, your actual focus i.e. caring children is somewhat compromised.

There is a solution that can help you in automating your official processes. It will help you in lessening your tedious work, making you efficient, building up your reputation and boosting your earnings. This is a facility that will be installed on your website. Your would-be customers will get all the needed information through this facility and afterwards they will enroll their children there automatically. Due to automation of your processes, you would have a lot of time saved for your actual job. The benefits of this facility are:

  • Your interaction with customers will be minimal
  • Customers can access the facility from internet anytime from everywhere
  • You will provide all the information once and iteration will be done by the system
  • It will keep all the records about your customers, your staff, your receipts and payments etc.
  • You can generate different needed reports easily and print out them as well
  • You can handle many centers situated in different localities from this facility easily
  • You can maintain different access levels for customers and staff
  • All your information would be secure
  • You can process payments electronically

This is only a short list of benefits you would enjoy by installing this facility. It is an “Online Scheduling System” which enables you to automate all your processes and boost your earnings.

Laptop Bags Provide You With Both Convenience and Fashion Style

A portable laptop needs a quality protective case to make sure that people can carry it wherever they go. Usually, when people are buying a laptop, they will also purchase such a laptop accessory as a must-have item which can provide convenience and protection against scratches or other potential damages to their new gadget. In the market, you can always find many different types of laptop bags, thus it is necessary for you to be informed of how to buy the best one.

In terms of the style, the most common style goes to messenger style, which resembles the style of classic messenger bags. This kind of bags can be carried either in hand or on shoulder. On the other hand, except for laptops, you can also put some documents or files in a messenger laptop bag, which, in this way, can be employed as a professional accessory. Backpacks are another popular type that favored by many people. You can simply use them as the backpacks to carry books or files. This type of laptop bags is designed with an included laptop sleeve which can increase the security and safety of the laptop. The sufficient storage space and the adjustable shoulder straps can provide an easy and secure way to carry your laptop. For professional businessmen, they usually prefer to choose briefcase style laptop bags. To choose such a bag, sufficient storage space, adjustable shoulder straps and plenty organized inner compartments are the basic elements you need to consider. Besides, the weight of the bag is also an important factor that matters a lot for businessmen who travel frequently.

Apart from the style, you should also take the size, material and color into consideration. Usually, the size should agree with the size of your laptop. As to the material, leather, of course, is your best choice. The color you are going to choose should keep in line with your skin color tone. In a word, the laptop bags are useful not only in a way of providing practical functions but also expressing your fashion statement.

How Drug Abusers Think – Help Get Addicts to Rehab Faster by Understanding Why They Avoid Rehab

Does drug abuse exist primarily in the mind of the abuser or is drug abuse society’s problem? Somewhat of a philosophical question, agreed. Let’s get right down into the reality of the matter and skip the pretense.

Drug Abusers Think Society Should Change To Fit Into Their Realities

To understand the boldness of this statement I will enlighten you on what is happening inside a drug abusers head. This may not be pretty, sorry if I use real life examples. But if you found your way to this article, you’re ready for it.

How Drug Abusers See The World

They see the same trees, the same cars and the same family members who are upset or distressed by their addiction. But they also ‘see’ other things.

To continue this analogy of seeing things that aren’t seen by everyone else, let’s consider the mind as a collection of full picture and sound files in one’s personal computer. This personal computer is ones’ mind. The mind has millions of memories or files stored of past experience or conclusions or imaginations. All these files are stored in your mental computer.

What happens when drug abusers experience things they don’t want to?

Here’s the problem: Drugs dull perceptions. Drugs are essentially pain killers. Drugs kill mental, emotional and / or physical pain. That means something that is distressing a person can appear to reduce. The stress seems to go away a bit by the drugs dulling or hiding the experience from the person. They can’t see or experience the discomfort as readily. Sometimes these discomforts come from the past. Remember the mind is made up of past experiences or memory pictures.

Drug abusers have been solving their problems by dulling out their abilities to see these problems. At times the problems right in front of them are unseen by a drug abuser. Other times issues from their past are blocked out.

Let’s take a look at one way drug abusers dull their perception of the past with drugs and with other mental ‘tricks’.

Drug abuse, including marijuana abuse, pharmaceutical abuse and alcohol abuse have one thing in common: Justification

As a drug rehab consultant, I hear more justification for drug abuse and use than most. Here are some rather common and even infamous justifications I’ve heard over the years.

Mental Justifications:

  • They don’t understand
  • I just need one more hit, then it’ll be OK
  • What’s the big deal, it’s just one time
  • This will fix things and I’ll make it through for a while longer

Drug Abusers Are Running Away From Something, Aren’t They?

Most people avoid pain. When the truth contains pain, the truth will be avoided.

Pain is also stored in the minds’ memory pictures. When painful experience is re-triggered by life, the painful part also returns. Drug abusers instinctively avoid this pain. That’s when justification is put to use by the abuser of drugs. Justification is a method of being right and avoiding the discomfort and pain of unpleasant memory.

The mind must be right. This is the minds’ senior command – always be right. Not necessarily truthful, just right. A drug abuser is trying to create a world where they are right in avoiding reality, even if it kills them. That’s why they continue to abuse drugs.

Fashion Styles for Women

Many women dream of themselves dressed in a white wedding dress and in other very elegant and catchy outfit. Of course, women need to be approved of, they need to get noticed and fashion is the simplest way for them to be successful. Fashion leaves a first impression about everyone, which means that a nice and neat outfit can solve all your problems in terms of self-confidence and so on.

If you dream of yourself dressed up in a wedding dress, you don’t necessarily have to wait until you get married and consider that this is your only chance to prove that you are pure and innocent. White is a very fashionable color, more and more women opting for it and more and more models wearing it on the catwalk. Whether you opt for a vaporous dress or for a classical one, you can look beautiful and get all men turn their head behind you.

There are a lot of scarves, dresses and skirts with floral prints, a lot of African accessories which are very fashionable, a lot of comfortable fabrics and a lot of elegant ones, everything you have to do being to choose your own style. You can wear silk, you can wear velvet, it is up to you because you have numerous choices either way.

Women represent the beautiful gender for a reason and they deserve this title all the way. A special color or a special fabric can change every woman and allows the others to see her like they never have before.

Guide To Meeting Women – Top 50 Places To Find Your Next Girlfriend

A common question I get asked is “Tony, I want to start working on this stuff but I don’t know where the heck to start meeting women.” I totally understand. There isn’t exactly a Google Maps showing where all the hot women in your city congregate. One thing you have to understand is you can meet women anywhere. If you walk down the street or go to the grocery store, there are always opportunities presenting themselves. However, I’ve compiled a massive list of places to meet women. After going through this list, you will have ZERO excuses not to go out and start meeting women.

Before I get into the list, here are a few caveats:

Don’t Be a Creep – Meeting women should be a secondary benefit of going to the places listed on this list. Go to these places for the sake of trying something new, not to hunt for women. For example, go to an art walk with a couple of your friends because it’s cool new thing to do. Don’t be the creepy guy that’s going only to hit on women. That’s weirdo behavior.

Bring a Group of Friends – Always try and gather a group of people to go with. When you meet women, it’s like she’s joining the fun party that’s already going on. However don’t let this stop you if you can’t find anyone to go with. Nothing is wrong with going to the places alone.

Type of Location = Type of Woman – Where you find a woman will directly correlate to the type of women she is. For example, women at hardcore punk rock dive bars will probably be much different from women you’ll meet at a local church. Therefore, have an idea of the type of women you want to date, then go the places they normally frequent. If you don’t know, the be open to trying out everything on the list.

No Order of Importance – There isn’t a particular order of importance of places on this list. Some will pop out more than other to you, but be open to try everything out. There is no one place that is better to meet women than others. You can meet and attract women ANYWHERE if you’re a cool guy.

You Can Meet Women Anywhere – Guys think they have to constantly go to bars or clubs to meet women. In actuality, you don’t have to deviate too far from your existing routine. If you walk down the street or go to the grocery there are always opportunities to meet new women.

1. Social Media Sites (Facebook) – I know many guys who’ve seen ENORMOUS success meeting women through social media sites like Facebook. There’s definitely an art and a science going this route so do your research on how to go about messaging girls without coming off as a creep. However when you have it down, sky’s the limit to the amount of women you can meet.

2. Coffee Shops – Women are ALWAYS at places like Starbucks or Caribou Coffee either grabbing a quick drink, with another cutie friend of theirs or just getting some work done. These are very low-key place to strike up conversation.

3. Local Colleges – If you live by a college, this can be a GOLD mine for young, single and hot women. My recommendation is to go during summer school. There aren’t too many people on campus so girls are ALWAYS looking for new people to hang out with.

4. Book Stores – If a girl is browsing through a book section you know a little bit about, it’s very easy to walk up and start talking about the subject. Tip: Weekend afternoons and weekday evenings is when you’ll find the most women at book stores. Book stores are often times empty otherwise.

5. The Gym – Women who regularly go the gym are definitely the type you want to be hanging around. They take care of their bodies, are self-motivated and often times are extroverted… All GREAT qualities in a girlfriend.

6. Museums & Galleries – I’m not going to lie, museums & galleries won’t be the most target rich places during the weekdays. However, on the weekends these places can be PACKED with women to strike up a conversation about whatever gallery you happen to be in.

7. Laundry Mats – Women are bored out of their minds at laundry mats and because of this, are more willing to talk when a guy such as yourself approaches. This is a golden opportunity because you’ll often have up to 2 hours of time to hang out while you both wait for your clothes to be ready.

8. Local Swimming Pools – Women in bikinis… Hmm, need I say more?!?

9. Beaches – Again, a no-brainer.

10. Pet Shops – Many women who have dogs and cats will go to pet shops regularly to get supplies or food. This is the perfect opportunity to ask a situational opener like “Hey, have you tried this type of dog food? I’m taking care of my buddy’s dog and I don’t know what I’m doing. I’ve officially assigned you to help me…”

11. Hardware Stores – Although you may think hardware stores are testosterone driven, many women will frequent these stores for garden supplies and random knick-knacks for the home.

12. Ikea – Not only is this a great place to meet new women, this is one of my favorite places to bring girls out on dates. You can goof around and pretend you are newlyweds shopping for furniture. When meeting women, just go up to them and ask “Hey, I’m looking to get new furniture for my room and I need a woman’s opinion. Can you help me out?”

13. Restaurants – Restaurants are a FILLED with women to meet. Here’s the caveat: Don’t approach women when they’re eating. It’s just rude interrupting someone while their enjoying their meal so approach before she gets her meal or after she’s done eating. Usually there’s a bar in the restaurant you can transition things to.

14. Churches – I’ll be honest with you. Some places (i.e. Night Clubs) are where you’ll tend to find certain type of women to hook up with. Other places (i.e. Churches) are where you’ll find quality women you can settle down for the long-term. Church often times hold social events filled with many quality women to meet.

15. Supermarket – Some guys complain that they never have enough time to meet women. If you go grocery shopping then you have no excuses. I guarantee you’ll find a handful of women to approach at your local grocery store (especially if you live in a big city). Tip: Weekday nights and weekends are the best time to go. Anytime else you’ll find moms or old people.

16. Social Circle – This is the ultra traditional route the majority of guys rely on. Meeting women through a mutual friend is the number one way guys find their girlfriend. You just can’t beat this because a woman thinks so positively of you after a solid introduction from a friend.

17. On The Street – If you live in a city, there are a plethora of women rushing through the streets during the daytime. I lived in Chicago and in the summer, I’d always find more and hotter women walking down the street than I’d see in most night clubs.

18. Fitness Classes – If you’re currently working out alone, start going to fitness classes asap. It’s like killing two birds with one stone. You’re going to work out anyway, so might as well do it alongside a group of women at a spinning or kickboxing class.

19. Dance Classes – If you’ve rarely been physical with a woman, I’d suggest going to dance classes. With styles such as Tango, you’re forced to be up close and personal with your dance partner. It will also teach you first hand how to physically lead women, albeit on the dance floor. My personal favorite is Salsa. There’s usually a lack of guys at Salsa classes, so you’ll have your way with all the women taking turns to dance with you.

20. Tanning Salons – If you’re pale, you need to start tanning. I’m not saying you need to look like the newest member of Jersey Shore, but giving your skin a little color makes you look livelier. Oh and by the way, there are an INORDINATE amount of women at these places.

21. Hair Salons – Like tanning salons, the woman to man ratio in hair salons is staggering. If you have the money, getting your hair styled is definitely worth it. Actual professionals work at these places who can style your hair better than you’ve eve imagined.

22. Makeup Stores – You might think going to a makeup store is the equivalent of getting your balls sawed off, but most makeup stores holds stuff for men such as cologne. This is the golden opportunity to ask women them their opinion of different colognes.

23. Malls (clothing stores) – Malls are another place filled with cuties. Again, another perfect opportunity to approach women for their opinion on a particular clothing style your thinking about going with. There are lots of teenagers scattered in malls so make sure the women you are talking to are actually… well… of age!

24. In The Building of Your Work – I know lots of guys who’ve met a lot of women just by walking up and down the different floors of their office building. If you happen to work in a big building, chances are there are many women just as bored as you are dying to meet new people. Tip: Go on your lunch break. This is often when you’ll see the most traffic inside the building.

25. Parties – Parties are my absolute favorite on this list. It’s THE perfect atmosphere to meet new women. You’re having fun with your friends, she’s having fun with her friends and the atmosphere pumps her state up with all the music and drinks. Everyone is talking everyone so going up to her is almost expected.

26. Yoga Classes – Go to a Yoga class even if you’re not looking to meet women. There are so many benefits. You’ll improve your strength, flexibility, posture, breathing and generally become a more centered person. Like dance classes, yoga has a disproportionate amount of women to men. Plus, yoga classes teach women to contort themselves in all sorts of different err… Yoga positions.:-)

27. Book Signings/ Discussion Groups – Women tend to gravitate towards certain authors. For example, Chelsea Handler has an ENORMOUS female readership of ages around 18 – 35. If you manage to find a book signing or a discussion group of readership for these type of authors, you’ll feel like a kid on Christmas morning.

28. Modeling Events – Modeling agencies often have social mixers for those in the industry. Find out where they are and find a way to get in. I’ve personally been to a few myself and of all my years, I’ve never seen so many hot women in one room so damn open to meet new people.

29. Acting Classes – Acting classes are something you should be going to regardless of meeting new women. It will develop your voice, help you think better on you feet (especially Improv classes) and generally improve your self-confidence. There are of course many women that attend these classes.

30. Bars – I HATE when people say women don’t want to meet men at bars. Yes it’s true, women dream of meeting their “Prince Charming” serendipitously like in all the romantic comedies they’ve been brain washed by. However, in the real world cool guys are hard to find and women are ALWAYS open to talking to one. It doesn’t matter if it’s in a bar, a grocery store or at a freakin’ funeral.

31. Clubs – Lots of pros and cons with clubs. Pros: they hold the highest concentration of hot women in one room. Cons: dark, way too loud, intimidating and most women’s “I’m better than you” meter are off the charts. Bottom Line: since there are so many women that won’t remember who the hell you are, it’s the best place to work on game.

32. Lounges – Lounges have the best aspects of both the bar and club world. They’ll have the attractive women clubs tend to hold, while keeping the mellow atmosphere of bars.

33. Strip Clubs – You probably won’t find the future mother of your children at a strip club, but it’s a GOLDEN opportunity to interact with women who are VERY attractive and probably have tighter game than you. Being able to transition the strippers focus off your wallet will teach you many conversational skills you couldn’t develop otherwise.

34. Online Dating Services – I’ve heard mixed reviews from sites like Match and eHarmony. My take is guys who don’t see results with these sites tend to dabble. They’ll try it out for a few months, won’t put much effort it, then cancel their account soon after. Like anything, you’ve got to put the work in and stick it out in order to see results.

35. Singles Mixer Events – If you live in a bigger city, they’ll usually hold mixers for singles. When I lived in Chicago, the Museum of Modern Art held an event where thousands of twenty and thirty somethings came each month to meet new people.

36. Yelp.com or Metromix. Events – These sites are the absolute best resource you have at your disposal to find places to meet women. From restaurants, to bars, to various events, these sites are on top everything and anything social in your city. Tip: One day out of the month, set aside time and browse through these sites. Calendar in a cool new thing to do each day of the upcoming month.

37. Dog Parks – Dog parks are littered with women and their dogs. Striking up a conversation is too easy if both your dogs are playing with each other. Also, you can tell a lot about a woman by the type of dog she own. Believe me, a woman who owns a Poodle and a woman who owns a German Shepard are two completely different people.

38. Speed Dating – Speed dating can be a powerful way to not only meet women, but to improve your conversation repertoire. In less than 2 hours, you could potentially have chatted with 15 different women. It’s like going to the basketball gym to work on your jump shot. If you mess up or meet a girl you’re uninterested in, there’s always a new girl around the corner.

39. Amusement Parks or Local Fairs – These are a preferred destination for couples, but there are still many single women hanging out at amusements parks or local fairs. What’s great about these places is the opportunity for an insta-date. Approach, converse, then once she’s attracted transition things by going on one of the rides with her.

40. Co-Ed Sporting Leagues – These are fun not only to meet women, but to just have a freakin’ good time with friends. The type of women that gravitate towards activities like co-ed softball or volleyball leagues tend to be athletic, low-maintenance, and overall fun women who are into sports… pretty much all the qualities guys look for in girlfriends. 🙂

41. Weddings – I don’t know what it is about weddings, but they always seem to hold single women. When you factor in the open bar, the music and the fact that another one of the woman’s friends got married leaving her feeling VERY single, it’s like hook-up city.

42. Cooking Classes – I’ve heard mixed reviews with cooking classes. A few of my buddies went expecting to find women like those hot chefs you see on The Food Network. They were pretty disappointed when they realized they were the only ones under 50 in the room. 🙁

43. Concerts – Here’s a tip: Most women in concerts are so focused on the stage it doesn’t make sense to approach then. In actuality, the best time to meet women is when you’re in line to buy food and drinks. Lines are painfully long and women are often times by themselves. These are THE best conditions to strike up a conversation.

44. Sporting Events – Use the same tip I’ve laid out for concerts. More than likely you’re rooting for the same team so starting a conversation about something relevant to the game is a golden opportunity. What’s great with sporting events is there’s usually tons of bars surrounding the stadium. If things are going well, continue the action by bringing her to one of these bars.

45. Art Classes – Women love art and more than likely there are art classes held somewhere in your city. The guy to girl ratio at the classes are ALWAYS favoring so take advantage of this.

46. Art Walks – Cities will often hold outdoor exhibitions where local artists display their work for the public. Many times there’s bands playing, local pubs serving drinks and most importantly all sorts of women perusing through the booths. Again, a perfect opportunity for an insta-date.

47. Community Service – You shouldn’t be doing community service just to pick up chicks. That’s just downright sleazy. However, if there is a organization you want to get involved in, often times a side benefit of this is meeting the kind, warm-hearted, compassionate women who are also involved.

48. Organized Trips – Organized trips are a great way to meet women because right off the bat you both have a solid common interest. These can range from scuba diving, bird watching, bus tours, hiking and mountain climbing. Also, these types of environments are very low-key so you can really get to know the woman you meet.

49. Meetup.com Groups – There are an endless amount of special interest groups where members meet up regularly. Many of these groups are FILLED with women. Go to Meetup.com and search the groups in your city. What’s great about this is you can see photos of the groups and find which are filled with women before even going to a meeting.

50. Wine Tasting Events – GREAT place to meet elegant, classy women. Believe me, after going to countless dive bars attempting to talk with drunken girls belching the night away, it’s reassuring to meet a more sophisticated type at wine tasting events.

Desirable Home Furniture

Making do with desirable home furniture

The people that buy a piece of the timeless versions of oak dressers that have graced homes in all styles will find that they also have something that is durable. The durability of this type of furniture is one of its most compelling selling points and it is the reason that the public is enamored with it. We are constantly looking for things that can last us a very long time. When we decide to buy this item we know that it can meet this need. You can expect staying power with a piece of the timeless versions of oak dressers that have graced homes in all styles. Of course some people live transient lives that need change.

There are homes where the changing of furniture is just a matter of course. They will not hesitate to dump the items that they consider to be dull. If a piece of the timeless versions of oak dressers that have graced homes in all styles seems to fit the bill then they will get rid of it. This is just one of the ways that people manage their homes. We are in no position to criticize unless we are responsible for managing their budgets. The work that goes into the items is limited. You will be set up when you buy a piece of the timeless versions of oak dressers that have graced homes in all styles. They just quietly do their job and you do not have to replace them.

It is also one of the styles that are very versatile. You can have both the modern and ancient versions of your home using a piece of the timeless versions of oak dressers that have graced homes in all styles. The furniture is able to fit in with most of the decorative decisions that you make. In fact even the most eccentric homes will find that they are able to enjoy the benefits of this type of thing. You do not have to change the decor in your home before you introduce a piece of the timeless versions of oak dressers that have graced homes in all styles. It will just fit in to whatever scheme that you have prepared.

One has to think about the connotations that come with the purchase of a piece of the timeless versions of oak dressers that have graced homes in all styles. This is something that signifies timeless elegance and therefore the other furniture in the room has to be up to scratch. That is why we take the time to examine the different merits of new furniture so that we do not cause a contrast in styles within our home. The purchase of a piece of the timeless versions of oak dressers that have graced homes in all styles will achieve this aim. People with taste can experiment with different types of things but if you have a plain taste then you need to go for the standard fare that is not going to raise eyebrows.